Target-Date vs Self-Managed Explained: Your 401(k)

In this episode Rob and certified financial planner Trevor Bell walk through how 401(k) allocations work, comparing target-date retirement funds with self-allocated options and explaining the pros and cons of each.

They cover basics like fund lineups, risk and time horizon, expense ratios, rebalancing responsibilities, and when to consider rolling a 401(k) into an IRA or a professionally managed account.

 

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