#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate

The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions.

In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go!

(00:00:00) Swensen's nuggets ice cream
(00:00:50) What are the 101 Series about?
(00:04:39) Introduction to Interest Rates
(00:08:00) Interest Rate vs Property Price Index
(00:15:07) Singapore & US Interest Rate Comparison
(00:17:02) Interest rates affects buyers emotions
(00:22:35) Renting or Buying?
(00:29:01) It's better to buy T-bills
(00:36:16) How much should you earn to beat inflation?
(00:42:23) 4X Effect
(00:46:21) What $1.38M gets you today?
(00:48:02) OCR is the new RCR
(00:53:09) SORA rates
(00:54:50) "Jerome Power"
(00:56:32) Part 2 Teaser
(00:57:02) Outtakes