Taking Control of Your Retirement with Kaaren Hall

What if your retirement money could invest in real estate, private lending, or even small businesses instead of just stocks and bonds?

In this episode of the Phoenix Prosperity Podcast, Tim Fergestad sits down with Kaaren Hall, Founder and CEO of UDirect IRA Services and author of Self-Directed IRA Investing: A BiggerPockets Guide. With over $1.2 billion in assets under custody, Kaaren has helped thousands of investors take more control of their retirement funds.

Kaaren shares how she transitioned from a 17-year career in radio into real estate and eventually launched UDirect in 2009. What started as a career pivot during the mortgage meltdown became a mission to help investors unlock the full power of self-directed IRAs.

They break down what a self-directed IRA really is and why it gives investors more freedom. While traditional 401(k)s and IRAs limit you to a menu of stocks and mutual funds, a self-directed IRA opens the door to alternative assets like real estate, private equity, notes, and even certain business investments.

Kaaren explains the importance of understanding “prohibited transactions” and why having a knowledgeable custodian matters. A simple mistake can cause your entire IRA to lose its tax-protected status. That’s why UDirect carefully reviews transactions to help investors avoid costly errors.

 

------------------------------------------- Interested in being part of this? Please visit our guest invitation page where you can learn more and fill out a brief questionnaire to get started: https://phoenixprosperitypodcast.com/guest It’s going to be enlightening and, most importantly, a lot of fun. I’d love for you to be a part of it!