What’s smarter for your portfolio?

🏡 Renovate or upgrade and what builds your portfolio faster?
In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment.

💡 Here’s what we covered:
✔️ When keeping your current home actually hurts your borrowing power
✔️ How to use equity in your PPR to buy more investment properties
✔️ Why selling CGT-free could accelerate your portfolio
✔️ What role your life stage plays in long-term property planning

👀 Spoiler: Paying off your home might feel right, but it could be slowing your progress.