Credit: How To Play the Game and Win | Episode 10

Credit, credit score, credit reports, credit cards. We’ve all heard about credit and the implications a negative credit score can have, and when someone brings up the topic of credit, everything just seems to go in one ear and out the other. Maybe you can relate? In the most basic terms, credit is a three-digit number that helps lenders judge the likelihood they’ll be paid back when they lend you money. Our credit score determines our creditworthiness and it’s not really something you can just “opt out” of if you ever want to borrow money to buy a house, to get approved on an apartment application, or even get a job in some cases. Our credit plays a crucial role in these important areas of our life, so today we’re giving you the entire playbook to the game of credit. You’ll walk away with actionable steps you can take to instantly up your credit score because, at Farmers State Bank, we want you to play the game and win! Links: Annualcreditreport.com