Health Sharing: Holy Moly or Holy Smokes?

Dennis brings the pop quiz, Stephanie brings the receipts, and together they turn “wait, is this even insurance?” into your new favorite game show. They spar over health sharing vs. traditional plans, why “contribution” isn’t just a bougie word for premium, how faith-based commitments actually work, and when pre-existing conditions really are… pre-existing. Stephanie even vows to ditch her employer plan (spicy), Dennis wrestles with “appendectomy” (adorable), and somehow they map out how small businesses can save real money without summoning an HR demon. If you’ve wondered whether a $400 stipend can cover a whole family, why maternity waits a year, or whether your weekly “mom juice” voids coverage (it depends, breathe), this episode is wild, witty, and weirdly practical. 

Questions or snark? contact@IGWpodcast.com
 • 817-753-0093.

00:00 - Pop Quiz, Hotshot: Health Sharing 101
00:01 - Stephanie’s Confession: I’m Breaking Up with My Plan
00:03 - Not Insurance on Purpose (And Why That’s Good)
00:05 - Deductible-ish: What “Annual Household Portion” Really Means
00:08 - ACA Flashback and the Penalty Loophole
00:09 - Contributions, Not Premiums
00:10 - Networks? Kinda. Open Access? Yep.
00:11 - Pre-Existing: What Actually Triggers a “No”
00:13 - Lifestyle Clauses: Tobacco, Tequila, Truth
00:15 - The Real Reason Families Switch: Cost
00:18 - Strict vs. Sane: Do No-Alcohol Plans Save Money?
00:19 - Community Share: A Million One-Dollar Lifelines
00:20 - Plot Twist: A Homeowners “Sharing” Program?!
00:22 - What’s Not Shared: Keep Your Dental Cleanings
00:22 - Baby on Board: Why Maternity Waits 12 Months
00:23 - Claims By Any Other Name: “Sharing Requests”
00:26 - Law of Large Numbers, But Fun
00:27 - Group Hack: Mixing Sharing with Traditional
00:30 - Employer Math That Slaps: $400 That Works
00:32 - Education Beats Confusion
00:33 - Faith Statements, No Hoops
00:35 - HR Corner Case Solved and the Mic Drop Outro

Email: Contact@IGWpodcast.com
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