ChargeForward Conversations - Visa’s VAMP Overhaul: What Merchants Need to Know

Video Podcast Replay – Audio from a ChargeForward Conversations video podcast with experts from Chargebacks911.

Visa is rolled out major changes to its Visa Acquirer Monitoring Program (VAMP) in 2025, and many merchants aren’t ready. These updates will significantly reshape how acquirers and merchants are monitored, how fraud is flagged, and how compliance thresholds are enforced. In this episode of ChargeForward Conversations, we break down exactly what’s changing, why it matters, and what merchants should be doing right now to avoid painful surprises.

What you’ll learn:

• What Visa’s new VAMP rules actually mean for merchants
• Why compliance thresholds are getting stricter—and how that affects fraud monitoring
• The real-world impact of enumeration ratios, chargeback thresholds, and junk data cleanup
• Common merchant blind spots that could trigger monitoring or penalties
• How acquirers and processors are adapting their systems behind the scenes
• Practical steps merchants can take today to stay ahead of the curve

Presentations by Zak Matthews and Jarrod Wright