VAMP: What Merchants Actually Need to Know

NEW VISA VAMP UPDATES SINCE RELEASE (MARCH 2025):

1. TC40s (reported fraud) related to disputes resolved through Verifi’s RDR alerts will no longer be removed from VAMP calculations.

2. Acquirers that remain noncompliant with VAMP for three or more consecutive months may be subject to additional enforcement.

3. Enforcement now begins October 1st, 2025 (not July 1st) after the longer advisory period ends.

 

Original Summary:

In this episode Jordan sits down with Rick Lynch and Bart Szypkowski from ChargebackHelp to discuss the new Visa Acquirer Monitoring Program (VAMP) and its implications for merchants and acquirers. They cover the evolution of chargeback programs, the significance of new thresholds for both merchants and acquirers, and strategies for merchants to navigate the changing program as it relates to disputes of all reason codes.

 

The conversation highlights the importance of understanding the differences between acquirers and merchants, the role of technology in dispute resolution, and the future of payment processing. We hope this was helpful in clearing up some of the confusion related to the changing program.

 

If you would like to know how ChargebackHelp can help you with the changes and make you VAMP ready please visit www.chargebackhelp.com to see what they can do for you today!

 

Rick Lych: https://www.linkedin.com/in/ricklynch/

Bart Szypkowski: https://www.linkedin.com/in/bart-s-8b280739/