Everything You Need to Know About Purchasing Jamaican Real Estate | Ep. 393

Welcome back to another info-packed episode of Money Talk With Tiff! This week, Tiffany Grant sits down with Nicole White, a powerhouse real estate agent specializing in Jamaican property.

If you’ve ever thought about buying your dream home or investment property abroad, especially in Jamaica, this is an episode you don’t want to miss.

Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/

What You’ll Learn in This Episode

• Step-by-Step Guide to Buying Property in Jamaica
  Nicole gives us a straightforward walkthrough of the entire process for overseas buyers—from choosing a licensed realtor (and why you must use one!) to securing your tax registration number (TRN), and how to approach financing or cash buying.
• How to Find a Licensed Jamaican Realtor
  There’s more to finding a reputable agent than word of mouth! Nicole shares how to check the Real Estate Board of Jamaica website to verify credentials and why working with a major franchise can add peace of mind.
• Financing vs. Cash Buying – What You Need to Know
  Get the scoop on the documentation needed whether you’re applying for a mortgage or paying in cash. Tiffany shares her real-life experience as a self-employed US buyer, including must-have paperwork (pro tip: get your credit report with score ready!).
• For Sale by Owner (FSBO) and Common Pitfalls
  Nicole reveals how FSBO operates in Jamaica, potential risks (like dealing with someone who isn’t the true owner), and the crucial role attorneys play in keeping transactions safe.
• Titles, Lost Documentation & ‘Captured Land’
  Learn the ins-and-outs of Jamaican property titles, what happens if the seller has lost theirs, and the surprising legal process behind “capture land” (adverse possession). Nicole shares practical advice on what to watch out for and how to avoid common mistakes.

Special Guest Info:
Want to connect with Nicole White for personalized advice or property listings in Jamaica? Reach her on WhatsApp (+1-876-884-9483) or via email (nicola.white@sothebysrealty.com).

Key Takeaways

• Foreign buyers have the same property rights as locals in Jamaica.
• Always use a licensed realtor and attorney to protect your interests.
• Mortgage purchases can take much longer than cash deals—plan accordingly!
• Be diligent with checks on ownership, especially for sale-by-owner properties.
• Understand local terms like “title” and “captured land” to avoid costly errors.

Resources Mentioned

• Real Estate Board of Jamaica – Verify agent licenses
• Nicole’s Email: nicola.white@sothebysrealty.com

Don’t Miss Out! Catch more episodes, deep dives, and practical advice at moneytalkwitht.com. Want to chat? Follow Tiffany @MoneyTalkWithT across all social media.