Dave Ramsey: “A Goal That’s Not Specific is Just a Wish.”

Dave Ramsey breaks down why most people don’t actually have goals—they have wishes. In this talk, he explains the five elements of goals that work: being specific, measurable, time-bound, personally owned, and written down. With blunt humor and real-life examples, Dave shows how clarity, math, and discipline turn intention into results.

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Source: Dave Ramsey’s Secret to Goal Setting That Created a $300 Million Business

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