Claims Made Insurance Secrets From a 50 Year Industry Veteran with Frederick Fisher

Professional liability insurance can feel like navigating a maze blindfolded—until you have the right guide. In this episode of Tech Diva Biz Talks, I sit down with Frederick Fisher, JD, CCP, a true industry veteran with over 50 years of experience helping professionals understand the complexities of claims-made insurance policies.

From French Kitchens to Legal Expertise

• His unexpected culinary journey learning French cooking at age 17 in a family-owned restaurant
• The strategic decision to attend night law school while working in the legal profession
• How early exposure to fine dining and French wine shaped his appreciation for quality

The Evolution of Professional Liability Coverage

• Why modern claims-made policies now have up to five different triggers before coverage kicks in
• The shocking truth about which professionals are worst at reporting claims on time
• How ego and fear of rate increases lead to costly mistakes in claim reporting

The Safety Net You Need to Know About

• How to report potential claims before they become actual lawsuits
• The specific elements you must include when notifying your insurance company
• Why this "safety net" provision can protect you even after your policy expires

Protecting Your Professional Future

• Whether you're an architect, accountant, consultant, or any service-based professional, this episode provides essential insights on:
• Understanding the triggers that activate your liability coverage
• Avoiding the common pitfalls that lead to claim denials
• Leveraging policy provisions to maximize your protection

Ready to master

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