This Is Why You’re Not Rich in 2026! (how to get financially free) with Codie Sanchez

If you want to get rich in 2026, stop thinking like an employee and start owning assets! Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job. They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now. Timestamps: 00:00:00 Intro00:02:00 The Asset Ownership Race00:03:13 Women & Money Conversations00:04:40 Speak The Language Of Wealth00:08:05 The Cost Of Crying At Work00:11:39 Women In Male Industries00:13:56 Your 20s: Get In The Room00:15:56 Business Or 9–5?00:18:01 How To Get Hired In 202600:19:31 Codie’s Hiring Formula00:21:28 Why Women Must Learn AI00:22:37 Get Rich With A 9–500:27:40 Fiverr Ad00:28:43 Skip The MBA00:33:10 If You Want To Get Rich, Do This00:40:59 Traits Of Great Entrepreneurs00:44:42 How To Buy A Business00:49:01 Where To Find Deals00:51:12 Businesses To Avoid In 202600:53:09 Why Main Street Wins00:54:57 3 Ways To Get Equity00:57:32 Wealth vs Fame00:59:46 Train For Risk01:00:51 Stan Ad01:02:55 Losing $12M01:08:11 Building Your Asset Portfolio01:11:07 Why Founders Need A Personal P&L01:12:32 When To Sell A Business01:13:39 Why I Don’t Raise VC01:18:17 Working With My Husband01:19:57 Love & Power Dynamics01:34:28 Last Credit Card Purchase01:35:47 Laundry Or Painting?01:38:16 This Season Of My Life01:40:09 Where To Find Codie ⸻ Sponsors: . Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com . Stan - Learn more at https://stanley.stan.store/?ref=maggie_sellers&utm_source=podcast&utm_medium=youtube ⸻ Follow Codie Sanchez: Instagram: /www.instagram.com/codiesanchez ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.

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