FRS Health Insurance Subsidy (HIS) Explained: How Retirees Reduce Healthcare Costs

Healthcare is one of the biggest expenses retirees face — and for members of the Florida Retirement System, the Health Insurance Subsidy (HIS) can play an important role in helping offset those costs.

In this episode of The WealthWise Show, we break down the FRS HIS in plain English so you can clearly understand:

• What the Health Insurance Subsidy (HIS) is
• Who qualifies for the subsidy
• How the monthly benefit is calculated
• When the benefit starts
• How HIS works alongside Medicare
• Common misunderstandings that could cost retirees money

Whether you’re planning to retire soon or already receiving FRS benefits, understanding how the HIS fits into your overall retirement income and healthcare strategy is essential. This episode is designed to help you make more informed decisions and avoid surprises when it comes to healthcare costs in retirement.

🎧 If you’re an FRS member, this is an episode you won’t want to miss.

📌 SEC & Florida Disclosure

The WealthWise Show is for educational purposes only and does not constitute investment, legal, or tax advice. Benowitz Wealth Management is a Registered Investment Adviser registered in the State of Florida. Advisory services are offered only to clients or prospective clients where the firm is properly registered or exempt from registration. Investing involves risk, including the possible loss of principal. Any references to the Florida Retirement System or its benefits are general in nature and may not apply to every individual situation. Listeners should consult with a qualified financial professional regarding their specific financial circumstances.