Creditmaxxing A Decade Of Debt w/ Caleb Hammer | Your Mom’s House Ep. 866

2026-07-01

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Christina P is back touring! Check her out in Chicago September 18th and 19th. Get your tickets at https://christinap.com/pages/tour-dates SPONSORS: Look for Mountain Dew in stores near you at https://mountaindew.com. Go to https://quince.com/mom for free shipping and 365-day returns Sign up for your $1 per month trial and start selling today at https://shopify.com/ymh For simple, online access to personalized and affordable care for Hair...

Christina P is back touring! Check her out in Chicago September 18th and 19th. Get your tickets at https://christinap.com/pages/tour-dates

SPONSORS:

Look for Mountain Dew in stores near you at https://mountaindew.com.
Go to https://quince.com/mom for free shipping and 365-day returns
Sign up for your $1 per month trial and start selling today at https://shopify.com/ymh
For simple, online access to personalized and affordable care for Hair Loss, Weight Loss, and more, visit https://Hims.com/YMH.

Sup, chomos! This week, Caleb Hammer, host of Financial Audit joins the Mommy Dome to talk money, mayhem, and the chaos of his own show. Caleb grew up broke and clawed his way out of massive debt, all while interviewing some of the internet's most financially unhinged people on Financial Audit.

The conversation covers the actual hard math behind why most Americans can't survive an $800 rent payment, the case for buying a house even when renting is cheaper, and how nearly 40 states now require a personal finance class in high school, which means "nobody told me" will officially stop working as an excuse. Caleb also breaks down the wildest things his guests have said on camera, including unprompted racism, casual tax evasion confessions, and one woman who's never filed a return in her life with zero consequences.

They also run through Horrible or Hilarious clips, debate whether financial domination clients just need to "drop the N-word" more, and dive deep into Mike Fedele, the only tax man offering both IRS advice and detailed sexual positioning tips in the same breath. Caleb also opens up about a serious flying phobia that led him to charter a tiny private jet just to feel in control, and gets talked into a future helicopter ride by Tom. Enjoy!

Your Mom’s House Ep. 866

https://tomsegura.com/tour
https://christinap.com/
https://store.ymhstudios.com
https://www.reddit.com/r/yourmomshousepodcast

Chapters

00:00:00 - Intro

00:01:26 - Delusions, Maxed Credit Cards, & Decades of Debt

00:05:14 - Building Financial Audit From Scratch

00:17:28 - Opening Clip: Hey Retard

00:18:53 - The "Blackie" Cruise Couple & Hard R Drops

00:27:35 - YMH Staff Financial Questions & Confessions

00:34:16 - 50/30/20 Budgeting, Diverse Portfolios, & Success Stories

00:41:37 - Mike The Tax Guy

00:46:37 - Cool Sales Pitches