Grading Provinces on Housing: Who Earned an A and Who Deserves Detention?

2025-12-12

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In this episode of the Missing Middle, hosts Cara Stern and Mike Moffatt break down his latest “home score” report, grading every Canadian province on housing. Atlantic provinces like New Brunswick and P.E.I. lead the way, while Ontario struggles, with high costs forcing young people to stay home longer and many residents moving away. The grades are based on 36 indicators covering supply, affordability, suitability, and societal outcomes.Mike also explores housing policies that help, harm, or have little impact, from inclusionary zoning to development cha...

Mike also explores housing policies that help, harm, or have little impact, from inclusionary zoning to development charges. The episode highlights how some reforms succeed, others fail, and why provinces can learn from each other. Tune in to see which policies actually work and what it will take to improve housing across Canada.

Chapters:

00:00 Introduction to the Provincial HOMES Report Card

00:45 The best and worst provinces at housing performance

02:20 36 assessment points

03:39 The report methodology

05:17 Avoiding harmful and irrelevant policies

06:24 Provinces that have irrelevant policies perform worse

09:40 Inclusionary zoning

12:30 Examining the number of adult children living at home

13:56 Ways in which Ontario sucks at housing

15:20 Political will(not to build housing in Ontario)

17:58 The levels of government can learn from each other