January can hit like a freight train, right? All those bills and expenses seem to pile up outta nowhere, making us feel like we’re drowning in financial chaos. But guess what? You don’t have to let January push you around this year. Anxious About January Bills? How Prep Can Calm the Storm. In this chat, I’m sharing how a little prep in December can help you stroll into January with way more chill. We’ll break down some easy-peasy steps to tackle those sneaky expenses and keep your peace intact. So, let’s dive in and make sure you’...
January can hit like a freight train, right? All those bills and expenses seem to pile up outta nowhere, making us feel like we’re drowning in financial chaos. But guess what? You don’t have to let January push you around this year. Anxious About January Bills? How Prep Can Calm the Storm. In this chat, I’m sharing how a little prep in December can help you stroll into January with way more chill. We’ll break down some easy-peasy steps to tackle those sneaky expenses and keep your peace intact. So, let’s dive in and make sure you’re ready to crush the new year without breaking a sweat!
Read today's blog article
Check out the full podcast episode here
January can feel like a punch in the gut for me sometimes—maybe you feel it too. It’s that time of year when the bills come knocking loud and clear, and I’m still recovering from the holiday hangover. In this episode, I dive deep into that all-too-familiar struggle, reminding myself (and you) that we’re not navigating this chaotic financial whirlwind alone.
I get real about the usual culprits: insurance renewals, heating bills that seem to skyrocket overnight, and those school fees that somehow always land at the exact same time. But here’s what I’ve discovered: it doesn’t have to be this way. With just a bit of prep work in December, I can walk into January like I own the place—armed with a solid plan instead of stress.
I share some practical steps I use to get ahead of the January blues, from listing out those sneaky, easy-to-forget expenses to pre-funding the biggest troublemakers. I break it all down in a simple, doable way. And of course, I sprinkle in some Bible wisdom—because let’s be honest, I’ll take all the divine backup I can get when I’m navigating the money maze. So grab your pen and paper, and let’s get ready to kick January’s butt together.
Takeaways:
- January can feel like a financial punch to the gut because of all those bills.
- Planning for recurring expenses in December can reduce stress and bring peace in January.
- Don't let January catch you off guard; prep for it and start the year right.
- Listing your expenses and pre-funding big bills can really make a difference.
- Shifting some December wants to February can help you manage your budget better.
- A little planning goes a long way in creating a calm and confident new year.
Links referenced in this episode:
- financiallyconfidentchristian.com/join
💛 Join the Financially Confident Christian Community
If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.
This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.
Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.
👉 Learn more and join the mission at financiallyconfidentchristian.com/join
Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Leave A Voicemail Message
