181. Bilt 2.0 Featuring Zach Griff- EVERYTHING You Need to Know to Make Sense of The New Program

In this episode of Wonderland on Points, we’re joined by Zach Griff, points and miles expert and creator of the newsletter From the Tray Table, to talk about one of the most buzzed-about launches in travel rewards: the new Bilt 2.0 credit cards. We kick things off with a quick, relatable conversation about parenting and family travel before diving into the details of Bilt’s revamped card lineup.

We break down the Blue, Obsidian, and Palladium cards with Zach, focusing on what’s new, what’s confusing, and whether the value really stacks up against other travel rewards credit cards. We discuss the complexity of the Bilt Cash system, earning points on rent and mortgage payments, and Bilt’s bigger goal of becoming an ecosystem centered around your neighborhood. We also touch on credit card fatigue and why understanding the fine print matters more than ever. If you’re trying to decide whether Bilt 2.0 deserves a spot in your wallet, this episode helps cut through the hype and confusion.

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