In today’s episode, we’re chatting aboutComparing personal Venture cards – which one is actually worth itThe new Capital One welcome offer eligibility rules — and the order they want you to apply inVenture X Business: huge welcome bonus, no 5/24 impact, and how it compares to the personal cardLounge access changes coming Feb 1, 2026 — how to pivotWhy my husband and I both keep the Venture XCapital One’s strongest transfer partners and my favorite ways to use the miles
In today’s episode, we’re chatting about
- Comparing personal Venture cards – which one is actually worth it
- The new Capital One welcome offer eligibility rules — and the order they want you to apply in
- Venture X Business: huge welcome bonus, no 5/24 impact, and how it compares to the personal card
- Lounge access changes coming Feb 1, 2026 — how to pivot
- Why my husband and I both keep the Venture X
- Capital One’s strongest transfer partners and my favorite ways to use the miles
- How to combine miles with anyone who also has miles
- Cash-back cards (Spark, Quicksilver, Savor) that secretly earn miles if you know the trick
- The obscure referral rule that burned me — so you don’t repeat my mistake
- Capital One Shopping Portal's underrated multipliers (and why it can beat Rakuten)
- Using Capital One miles to cover Disney/Universal tickets — and the coding mistake to avoid
FROM THIS EPISODE
Comparing Credit Cards with Airport Lounge Access
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👋 Hi! I'm Michele!
A points and miles expert, using points for family vacations to Japan, Hawaii, Thailand, Greece, Italy, Spain, theme parks and so much more.
I don't believe in spending more to earn more points. The key is knowing how to earn the best points and getting massive value from them.
With a teenager in competitive sports & public school, traveling during the busiest of times is our family's norm. I'll show you my best tips & strategies to use points for making incredible family travel happen.
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Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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