Gold Isn’t the Plan: The Retirement Mistake Too Many People Make

Gold is hitting record highs—but does that really mean it belongs at the center of your retirement plan? Steve Hoyl breaks down the role gold can play alongside income, tax planning, and long-term strategy, while warning against fixation on any single asset. The conversation expands into common retirement blind spots, emotional decisions that derail income, required minimum distribution mistakes, and the real-life impact of family, legacy, and lifestyle choices. From spring-cleaning your assumptions to building certainty through planning, this episode reframes what it truly means to retire strong.

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