From ’Too Girly for Finance’ to Multimillionaire | Vivian Tu, Your Rich BFF CEO

Before Vivian Tu became a multimillionaire financial educator with 6.5 million followers, two New York Times bestselling books, and a chart-topping podcast, she was a 22-year-old analyst sitting on a filing cabinet at JP Morgan while senior traders commanded the room. Then Jean Ma, her first manager and the first rich Asian woman she had ever met, told her: You deserve a seat at the table. Don't sit on a filing cabinet like you are some lackey.

In this deeply personal conversation, the creator of Your Rich BFF tells David Begnaud how Jean, who walked into the office in limited-edition Chanel and Gucci stilettos, taught her that life isn't a meritocracy and showed her at a meatpacking-district dive bar that the rules she thought she had to play by weren't the rules everyone else played by.

Vivian also gets real about the manager who reassigned her, told her she was "too girly for finance," and mocked her cardigan as a kimono — and why she's thankful he was such a jerk, because it's exactly what pushed her out of JP Morgan and into the life she has now. She talks about walking away from a $600,000 job at BuzzFeed to bet on herself full time, the $100,000 safety net she built just in case (and never had to touch), and growing up the daughter of Chinese immigrants who sacrificed everything so she could be here. She opens up about buying her parents cars and vacations, why her husband Greg is the reason she can take big career swings without fear, and closes with the story that still gives her chills: a woman at the University of Delaware who used one of Vivian's videos to talk her hospital down $5,000 on a medical bill. And yes, she'll admit it — some of her drive really is just pure spite, knowing the guy who doubted her can't walk past a bookstore today without seeing her face in the window.

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