RMDs Without the Fire Sale

Required minimum distributions don’t have to trigger a fire sale. Don explains how an in-kind transfer can move an investment from an IRA to a brokerage account while preserving the holding and resetting its cost basis.

Then it’s back to school: a cut-off Coverdell question, the unusual strength of the TSP G Fund, and a surprisingly useful 4% money market account that can behave a lot like checking.

The finale sorts out UTMA 529 rules, beneficiary control, and why a low-cost age-based portfolio is often the simplest college-saving choice.

Timestamps:
0:43 Friday listener Q&A begins
3:26 RMDs without selling investments
7:16 Moving a Coverdell into a 529
8:24 Why the TSP G Fund stands out
10:12 A 4% money market checking alternative
12:50 UTMA 529s, control, and age-based funds

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