Real estate is one of the most talked-about alternative investments — but what does it actually look like in practice?In the second instalment of our special series on alternative investing, host Paige Ellis sits down with Lindsey Deluce, CTV Your Morning host and an active real estate investor building long-term wealth outside the stock market. Lindsey opens up about her real-world investing journey, from early renovations in Toronto to scaling a growing portfolio of multi-unit properties across Ontario.Lindsey br...
Real estate is one of the most talked-about alternative investments — but what does it actually look like in practice?
In the second instalment of our special series on alternative investing, host Paige Ellis sits down with Lindsey Deluce, CTV Your Morning host and an active real estate investor building long-term wealth outside the stock market. Lindsey opens up about her real-world investing journey, from early renovations in Toronto to scaling a growing portfolio of multi-unit properties across Ontario.
Lindsey breaks down the BRRRR strategy — buy, rehab, rent, refinance, repeat — and explains how she uses renovations, tenant turnover, and creative financing to unlock equity and grow her portfolio. She shares how her approach evolved after the pandemic, why she moved beyond Toronto, and how she evaluates cash flow and risk in today’s market.
This conversation goes beyond theory. Lindsey gets candid about hearing “no” from banks, navigating appraisals, working with alternative lenders, and why building the right team — from contractors to mortgage brokers — is critical to success. She also shares her ambitious “50 by 50” goal and how she’s using real estate to create generational wealth.
If you’re curious how real estate fits into the broader world of alternative investing — and what it really takes to make the numbers work — this episode offers a practical, behind-the-scenes look from someone doing it in real time.
Timestamps
00:00 Questrade’s new tools for investors. Use promo code INTHEMONEY
01:45 Show intro with Paige Ellis
03:45 Why did Lindsey choose to become a real estate investor?
05:20 Assessing different real estate investment strategies
07:20 What is the BRRR method and Lindsey’s 50 by 50 goal
10:20 How to approach buying a property
13:20 Why Lindsey is focused outside of Toronto
14:40 What does the renovation part look like?
17:15 What about when things go wrong?
19:10 Becoming a landlord
22:20 The refinance stage
24:40 Financing solutions and non-bank lenders
26:20 How do you know if you’re ready to jump back in and what step does Lindsey like the best?
28:10 What about rates? Is it a more difficult environment right now?
29:30 Realistically how much capital do you need to get started?
31:00 What’s a realistic timeline for getting your money out? And what about lessons learned
33:20 Can anyone get started?
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DISCLAIMERS
The information provided in this podcast is for informational purposes only and does not constitute financial, investment, or professional advice.The views expressed by the host and guests are their own and do not necessarily reflect the opinions of any organization or company. The host and guests may maintain positions in any securities discussed on the podcast. Always consult with a qualified financial advisor or professional before making any investment decisions.
In the Money delivers expert stock picks, actionable ideas, and timely money management tips. Hosted by business journalist Amber Kanwar, each episode features interviews with top portfolio managers who suggest ways to achieve good returns. Covering everything from ETFs and Canadian stocks to global investing trends, dividend strategies, and risk management, this show is made for DIY investors, stock market enthusiasts, and anyone looking to sharpen their financial strategy.
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