Episode 1: The Mortgage

In this episode we sit down with Bank of Ireland Mortgage Specialist, Caroline. With over 20 years’ experience in financial services and 4 years at Boi, Caroline is the ideal expert to talk to us about the mortgage process. We will cover the most commonly ask questions, bust some myths and of course cover the things you should expect for this stage of buying your home.

Want to skip to a section? Here’s the breakdown of this episode:

00:00-Start

02:38-The First Meeting

05:05-Mortgage in principle

07:23-Is there anything you wish FTBs knew going into the process?

08:05-Types of mortgages

11:08-Self-Build mortgages

15:02-Getting mortgage ready

17:40-Transaction myths

18:21-Credit myths

21:43-Single Buyers

24:30-Self -employed

28:56-Timeline of expected expense and payments

31:00-Stamp duty

32:30-Insurance

36:13-Deposits

38:10-Overpaying your mortgage

43:00-Fear of being rejected

• For more information on getting mortgage ready visit: Getting Mortgage Ready - Mortgage Articles - Bank of Ireland
• For more information on mortgage rates visit: Mortgage Rates - Mortgages - Bank of Ireland
• For more information on the Bank of Ireland Mortgage Saver Account visit: Exclusive offer for First Time Buyers - Bank of Ireland
• For more information on Cashback visit: Cashback Plus | Mortgage | Bank of Ireland
• For more information on Self Builds visit: Why BOI - New Build Mortgage - Bank of Ireland

Bank of Ireland Mortgage bank trading as Bank of Ireland Mortgages u.c is regulated by the Central Bank of Ireland.

T&Cs apply, for more information about Bank of Ireland Mortgages visit: http://www.bankofireland.com/mortgages

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