What is productivity? And are Kiwis really so bad at it?

If you die without family, what happens to your KiwiSaver? Is it fair that a household with one high earner pays more tax than one with two average earners? And what is productivity and why does it matter to the average New Zealander who’s just focused on getting their own job done?

Questions this week for Susan:

What are tenants not allowed to do?

When it comes to tax, what's the difference between boarders and flatmates?

What is productivity and are we really so bad at it?

Is it fair that a household with one high earner pays more tax than one with two average earners?

Audience Q&A for the week: when the Student Loan Scheme was first set up, what was the rate of interest?

Expert input this week came from Brad Olsen at Infometrics.

If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.

Go to this episode on rnz.co.nz for more details