Universal Pensions: Gautam Bhardwaj on Micro-Pensions and Financial Resilience
Mission Matters Business Podcast with Adam Torres

Universal Pensions: Gautam Bhardwaj on Micro-Pensions and Financial Resilience

2026-01-04
In this episode, ⁠Adam Torres⁠ and ⁠Gautam Bhardwaj⁠, Co-founder of Universal Pensions (Singapore), from the Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Gautam explains how informal workers are excluded from traditional retirement systems and how flexible, digital micro-pension marketplaces can help prevent old-age poverty while unlocking long-term domestic savings for emerging economies. This interview is part of our Milken Coverage Series. Big thank you to Milken Institute! Follow Adam on Inst...
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