You’ve seen the headlines. The housing market is stuck. Distress is rising. But if you dig beneath the surface, the actual data tells a different story. The market isn’t in freefall, and in many places, there’s more “stability” than most people think. And small investors are quietly taking the lead.
This week’s stories all point the same way. Inventory is essentially “flat,” up just 0.25% year over year. Luxury supply is rising, but homes floating around the median home price—the kind “mom-and-pop” investors like you and I are buying—remain tight. Meanwhile, the percentage of home sales to investors is climbing, with the dial gradually swinging toward the “small” investor.
And then there’s what’s happening in Washington. On Wednesday, President Trump canceled the signing of the biggest housing bill in decades. For now, we’ll have to wait a little longer until it becomes law. But if (or when) it gets passed, how will it actually impact the housing market? Are its benefits for the average American being overstated, or is this the supply-side reform we’ve been waiting for?
In This Episode We Cover
Why the 2026 housing market is more “stable” than most investors think
Where “small” investors are taking a larger share of recent home sales
What comes next after President Trump canceled the signing of the new housing bill
How the 21st Century ROAD to Housing Act will affect the market (if or when it’s passed)
The two types of markets where inventory is either rising up or trending down
And So Much More!
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