The Costly Money Mistakes I Made in My 20s That Drained My Net Worth

Vivian gets brutally honest about her own biggest financial mistakes; the ones she made before she was Your Rich BFF, when she was just a broke twenty-something figuring out money the hard way. From a credit card mishap that tanked her score by 60 points to the retirement account she funded but never actually invested, this episode is a tour through every money misstep so you don't have to make them yourself.

In this episode, Vivian covers:

1. Why closing your oldest credit card can quietly wreck your score, the difference between "cheap now" and "cheap long term" and why buying stuff to impress people you don't even like never actually pays off.

2. The most common retirement mistake almost everyone makes and how to avoid it. Plus how to track down security deposits (and interest!) landlords conveniently "forget" to return.

3. Why comparing your finances to your friends' is a losing game, how unsupportive friendships can cost you more than money, and why your parents' financial advice might be stuck in an economy that no longer exists.

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