Do you Remember 2011?
In 2011, now 7 years ago, a bunch of crazy things happened. Osama Bin Laden was killed, Prince William married Catherine Middleton, Steve Jobs Died, and Obama released his birth certificate! If you also stopped paying some or all of your debts in 2011, then 2018 is YOUR year. We are talking about foreclosures, short sales, credit card debts, auto loans medical bills, etc, all that will reach it’s statute of limitations for credit reporting under the Fair Credit Reporting act in 2018.
But what exactly is the statue of limitations, and can it be reset? What if the debt collector sells it off to another debt collector? What if you dispute it, can that reset it? The questions and scenearios are limitless and we go deep into the topic of the seven year statute to explain all the nuances of the most misunderstood credit reporting myth!
The Extra Credit Show is a show hosted by Ex-Debt Collection Agency Executive and Consumer Credit Expert Anselmo Moreno and his business partner Richard David. They have been in the consumer credit consulting business since 2005. They often found themselves talking to each other about the current state of consumer credit, debt, credit bureaus etc. - take a listen to the minds of two passionate long time credit repair experts.
Watch the show on YouTube: The Extra Credit Show
Available on Itunes, Stitcher, Google Play, and everywhere Podcasts are found.
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Web: www.TheExtraCreditShow.com
Contact: TheExtraCreditShow@gmail.com
New Year Credit Talk - Designing a credit repair plan for 2019 and Beyond
Credit Repair Chronicles: Ep.1 - Interview with our free credit repair winner!
Credit Repair Winner Announced! & Consumer Goes After Equifax and Navient
Buying a Home : Affordability Trends Talk with Nik Boone w/ Ascend Real Estate
Car Shopping : The Dealer Ran my credit 20+ times!
FICO announces new "UltraFICO" score model - We talk about it!
What To Do If You Are Sued For Credit Card Debt
Life after Credit Repair: How to care for your credit longterm
Should you pay for Credit Repair?
Fair Credit Reporting Act - Breaking Down Your Rights
Cell Phone Payment History & Removing Inquiries!
Borrow $10,000, repay $70,000 - High Interest Rate Loans
What happens to your credit and debts when you die?
Bankruptcy vs Credit Repair? Which is the better option?
5 Credit Score Improvement Myths!
Debtor's Prison: Can you go to JAIL for not paying your debts?
Credit News Headlines of the Week! Vantage Score, Mortgages, Equifax Update and Renting Vs Buying!
4 Listener Questions Answered!
Student Loans & Credit Scores!
Max out your score: How to correctly time your inquiry so you don't leave any points on the table
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