EP11 ’The #1 Money Belief That Holds Most People Back’ The Money Lady Sacha Dsane

Why do some people build wealth while others struggle—despite earning similar incomes?

The answer may have far less to do with money than most people think.

In this episode of the Maverick School Podcast, Karl sits down with award-winning financial educator and entrepreneur Sacha Dsane, better known as 'The Money Lady', to explore the psychology behind money and why so many of us reach adulthood without the financial education we truly need.

After nearly two decades working in senior roles across Lloyds Bank, Barclays, Halifax, Templar Financial Planning and advising high-net-worth clients, Sacha came to a surprising conclusion:

People rarely struggle because they lack money. And the answer is a lot more straightforward than people realise.

Today, through her organisation Financial Harmony, she delivers game-based, psychology-driven financial education to young people, parents and communities, helping people build healthier relationships with money and create better life outcomes.

In this conversation, you'll discover:

• The surprising psychological reason many people remain financially stuck—even when their income increases
• Why our earliest experiences with money often shape our financial future more than our education does
• The financial lessons schools rarely teach—but every young person needs before entering adulthood
• What so many people get wrong about cryptocurrency and what that could cost them everything
• Simple, practical strategies to build confidence, improve financial decision-making and create long-term financial wellbeing

This isn't another conversation about budgeting or saving.

It's a conversation about confidence, behaviour and understanding the hidden beliefs that influence every financial decision we make.

If you've ever wondered why money feels so complicated—or how to give young people a healthier financial future—this is an episode you won't want to miss.

LinkedIn: Sacha Dsane

Website: https://financialharmony.co.uk/