How to make and stick to a budget
When it comes to your personal finances, what does the word ‘budget’ mean to you? And would you know where to start if you had to put one together? In this episode, our host Andrea Fox talks to Kalpana Fitzpatrick, finance editor at Hearst UK for brands like Good Housekeeping, Red and Prima magazine, money expert on the BBC’s Money 101 podcast, and founder of Mummy Money Matters, an award-winning website that helps families with money.
How can you find more information?
Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.
You can also find lots of helpful information on some of the topics discussed in this episode on the following sites:
Budgeting
Money Advice Service: www.moneyadviceservice.org.uk/en/tools/budget-planner
Royal London: www.royallondon.com/articles-guides/your-money/budgeting
Bills and expenses
Royal London: www.royallondon.com/articles-guides/your-money/how-to-cut-your-bills
Energy Saving Trust: energysavingtrust.org.uk
Debt
StepChange: www.stepchange.org
Royal London: www.royallondon.com/about-us/members/understanding-your-finances/your-personal-finances/prioritising-your-debts
Benefits
Turn2Us: benefits-calculator.turn2us.org.uk/AboutYou
Royal London: www.royallondon.com/about-us/members/understanding-your-finances/your-personal-finances/jargon-buster-state-benefits
Employment and redundancy
Citizens Advice: www.citizensadvice.org.uk/work/leaving-a-job
Money Advice Service: www.moneyadviceservice.org.uk/en/categories/work-and-redundancy
Coronavirus and your finances
Money Advice Service: www.moneyadviceservice.org.uk/en/tools/money-navigator-tool
This podcast was recorded remotely in July 2020 during the coronavirus outbreak. For the latest information on financial support and benefits, visit gov.uk/coronavirus.
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