Move iQ Podcast

The Real Costs of Home Renovation

In this episode, Nic and Lexie break down the real costs of home renovation, discussing what different renovation budgets can achieve whether you’ve got £10k, £20k or £50k to play with. They explore the real-world costs behind kitchens, bathrooms, flooring, major layout changes and easier cosmetic upgrades, giving you a clear picture of what’s truly possible at each price point.From clever ways to stretch a smaller budget to the transformative impact of a larger one, Nic and Lexie share expert insights, common pitfalls to avoid, and the upgrades that deliver the best value for your money.If you’re planning a renovation and want a no-nonsense guide to what your budget really buys, this is the episode you need before you pick up a paintbrush or call a contractor. For an in-depth look into renovation costs, get specific advice from our website-link below.👉 VIDEO TIMESTAMPSChapters00:00 Introduction03:25 Why People Are Choosing to Renovate Instead of Move04:23 DIY Tips and Cost-Saving Strategies10:13 What You Can Get for £10k12:37 Kitchen Renovation Hacks and Second-Hand Finds16:14 What You Can Get for £20k21:35 What You Can Get for £50k26:05 The Importance of Contingency Planning30:59 Finding Good Trades and Builders31:41 Return on Investment and Smart Spending Tips👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL🔗 / moveiq 👉 READ THE RELATED ARTICLE HERE💻🔗 https://www.moveiq.co.uk/advice/home-renovation/how-much-renovate-house/👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-s... 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: / moveiq Facebook: / moveiq TikTok: https://www.tiktok.com/@philspencertv...

10 Questions That Reveal the Truth About a Property

This week Nic and Lexie are discussing 10 questions that buyers should be asking the seller and estate agent to find out the truth about a property. Discover which key questions reveal a home’s history, its hidden issues, and what you need to know before making an offer, so that you can buy smarter and avoid costly mistakes!Chapters00:00:00 Introduction00:00:20 How long has the property been on the market?00:00:56 Has the property had any offers?00:01:57 What was the asking price based on?00:03:06 Has it been relisted or had price reductions?00:04:02 Why are they selling and how long have they lived here?00:05:34 What's included in the sale?00:06:44 Have there been any major renovations or building work?00:08:21 Are there any restricted covenants or planning issues?00:09:58 What are the annual running costs?00:11:16 What are the pros and cons of living here?00:12:47 Final tips and resources👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL🔗 https://www.youtube.com/c/MoveiQ👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉🔗 https://www.moveiq.co.uk/newsletter-signup/👉 VISIT OUR MOVE iQ WEBSITE 💻🔗 https://www.moveiq.co.uk/➤ CONNECT WITH MOVE iQ ON SOCIAL 📲Instagram: https://www.instagram.com/moveiq/Facebook: https://www.facebook.com/MoveiQ/TikTok: https://www.tiktok.com/@philspencertv?lang=en

98% Can't Afford to Buy! | Mortgage Market Update

With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area.Chapters00:00:00 Introduction00:00:39 Current state of the mortgage market00:02:00 Are interest rates historically normal?00:02:47 The real cost of homeownership today00:03:45 Skipton's Affordability Index explained00:05:29 98% can't afford to buy in their local area00:07:14 Innovative mortgage solutions from Skipton00:09:11 Partnership with Move iQ for first-time buyers00:10:29 How building societies differ from banks00:13:14 Top tips for getting a mortgage today00:14:28 Advice for existing mortgage holders00:16:26 Future of interest rates and mortgage innovation👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

Which Property Trends are Heating Up This Winter?

The Move iQ Podcast hit the road again and this time we were at the Surrey Propertymark Conference in Epsom where we had a great day chatting to local sales and lettings agents. We found out how current trends are shaping the South East property market this winter, straight from the agents working in it daily as they revealed challenges and changes they’re noticing both locally and nationally. Listen now for their expert outlook on what could be coming in the months ahead. For more property insights and top tips to help guide home movers, renters, buyers, and sellers alike, tune into our regular episodes with Phil Spencer, Nicola Hume and Lexie Carducci.Chapters00:00:00 Introduction00:40:00 Number of properties on the market01:50:00 Are sellers having to make compromises?03:59:00 Are landlords more open to lower offers?05:22:00 Insights into the local South East markets07:04:00 Which properties are most in demand?08:28:00 Is buyers' behaviour changing?10:10:00 Which property segments are performing strongest and weakest?

Is That Property Listing Legit? - Spotting Red Flags with the Move iQ Podcast

Not all property listings tell the full story. Some might look too good to be true… and sometimes, unfortunately, they are 😫 In this video, we highlight the biggest red flags to watch out for when browsing property listings, so you can spot potential problems early and avoid costly mistakes. Do your due diligence and remember: always trust your gut! 🚩Chapters00:00:00 Introduction00:00:49 Start by looking at photos carefully00:05:52 Is the property listed on an official site?00:06:36 Does the price make sense?00:08:45 Rental property red flags00:15:21 Tips for checking if a property is legit00:19:48 Experiences with estate agents00:24:53 What to look out for when viewing?00:28:43 Speak to neighbours about the area00:30:37 Questions to ask and top tipsEnjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Twitter: https://twitter.com/MoveiQProperty Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en