Yo Quiero Dinero

The Secret to Creating True Abundance with Rebecca Gitana Torres

This episode is going to shift how you think about success, abundance, and where you belong. I'm sitting down with my vecina, Rebecca Gitana Torres, a spiritual guide who rematriated to Puerto Rico after realizing the American Dream was never meant for people like us. We're talking about what holistic abundance actually means—and spoiler alert, it has nothing to do with your bank account or where you live.Rebecca shares her journey from working a city job in the Bronx to creating “transformation cocoons” in Puerto Rico, and why so many of us have been taught the colonial lie that we need to leave our homelands to find abundance. We talk about the generational programming that keeps us chasing external validation, why you need to stop clinging to old identities and relationships, and how to tap into your magnetic energy no matter where you are. If you've been feeling stuck, unfulfilled, or like you're chasing someone else's version of success, this episode is going to give you permission to redefine everything.WE GET INTO:00:00 - Intro: Meeting My Vecina from Puerto Rico02:03 - Rematriation vs. Economic Refugees: Reclaiming Our Roots06:09 - How Rebecca Left Her City Job 20 Years Ago08:27 - Why External Validation Will Always Leave You Empty13:45 - Discovering Your Value in "Regular" Jobs22:30 - The Mothership: Creating Matriarchal Safe Spaces28:40 - Stop Clinging to Old Identities & Relationships35:09 - What Happens in a Transformation Cocoon39:17 - Start Here: Clear the Clutter FirstKEY TAKEAWAYS:The colonial lie that you must leave your homeland to find abundanceHow to disconnect from external validation and find your internal powerWhy clinging to old identities keeps you stuckThe importance of clearing clutter before anything elseHow to recognize and develop your spiritual gifts in any jobCONNECT WITH REBECCA:Website Instagram YouTube TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Perreo x Power with Rauw Alejandro: Reinvention Is the Strategy

Welcome To Perreo x Power, a new series brought to you by Yo Quiero Dinero. In this series, we're analyzing the origins of some of the biggest stars in the Latin Urban/Reggaeton genres and pulling out all the gems that you can apply to your money, business and life! In this debut episode, I'm breaking down a 2020 interview of Rauw Alejandro, Puerto Rican singer, songwriter, and performer known for blending reggaetón with R&B, pop, and electronic sounds. Born Raúl Alejandro Ocasio Ruiz in San Juan, he grew up between Puerto Rico and the mainland U.S., with early exposure to music and a strong foundation in dance, which later became a defining part of his artistry.He spent years releasing music and refining his craft before breaking through globally, building a reputation for high-level performance, futuristic visuals, and constant reinvention. Rather than chasing trends, Rauw has focused on skill stacking and evolution, allowing him to remain relevant in a fast-moving industry. Find out how a tragic end to his original career goals inspired Rauw to pursue music, and he went from an unknown musician to a Latin Grammy award-winning artist in less than 5 years!Saturno Playlist: https://youtube.com/playlist?list=OLAK5uy_kIVZbDqHZEqhCdjjEMm-PoYy0l3GpXHto&si=MNm7VFD8ny_DfLn1Check out the Yo Quiero Dinero Podcast at https://yoquierodineropodcast.com/Watch the video version of this episode on YouTube.TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail Hosted on Acast. See acast.com/privacy for more information.

The Hardest Business Decision I’ve Ever Made (An Update from My Sister!)

This episode is going to be one of the most honest conversations I’ve ever had on Yo Quiero Dinero. It's a raw, unfiltered conversation about what happens when you mix family and business—and spoiler alert: it gets messy as hell. My sister Lianne is back after a year-long hiatus, and we're spilling ALL the tea. From her rapid social media growth that turned into a nightmare with death threats, to being diagnosed with MS at 37, to almost filing for bankruptcy—this episode holds nothing back.We talk about what it was really like when she worked for me while I was a brand new mom, how her personal struggles spilled into the business, and why we ultimately had to make the difficult decision to part ways professionally. This isn't some sanitized "family business success story", it is the real shit that nobody talks about.If you've ever worked with family, hired a family member, or wondered if you should mix business with blood, this episode is required listening.WE GET INTO: 00:00 - Intro: Family, Business & Messy Dynamics02:03 - From 0 to 100K Followers to Death Threats05:03 - MS Diagnosis, Hospitalization & Bankruptcy07:20 - "I Was a Horrible Employee": Taking Accountability10:58 - The Performance Improvement Plan & Final Warning30:38 - The Money Problem: 1099 Tax Chaos37:26 - Digging Out of the Spiral: The Brutal Reality41:36 - Landing the New Job & Finding Peace54:56 - The 2026 Comeback: What's Different This Time58:29 - Should You Work with Family? The Real AnswerKEY TAKAWAYS:​​The gift and curse of rapid social media growthWhy follower counts don't equal moneyHow to navigate difficult conversations with family in businessRecognizing when a business relationship has reached its expiration dateThe importance of boundaries in ALL relationshipsHow to rebuild after burning everything downRESOURCES MENTIONED:Listen: Episode 179: 2 Sisters, 2 Survivors | Lianne Torres | Watch Us Thrive PodcastErica KramerCONNECT WITH LIANNE:WebsiteInstagram: @watchusthrivepodcastTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemail*Content Warning: This episode contains discussions of mental health struggles, financial hardship, and online harassment.This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

The State Of Latina Wealth in America with Dr. Marlene Orozco

In this data-packed episode of Yo Quiero Dinero, Jannese sits down with Dr. Marlene Orozco, founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America. Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country.This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up.What We Get Into00:00 Why this Latina wealth data matters01:10 Meet Dr. Marlene Orozco04:25 First-gen roots & entrepreneurship09:30 Necessity vs opportunity businesses12:50 The Latina wealth paradox17:45 The 27% pay gap explained23:50 Entrepreneurship as a wealth strategy29:55 Homeownership & credit barriers34:10 Retirement & investment gaps37:45 Financial first responders47:40 The motherhood penalty56:20 Hope, policy & what’s nextKey TakeawaysLatinas are not behind because of bad choices — the system is working exactly as designed.Education and entrepreneurship do increase earning potential, but they are not enough without access to capital and policy support.Caregiving, cultural expectations, and family responsibility significantly limit Latinas’ ability to save and invest.Homeownership remains a primary wealth strategy, but affordability, credit access, and insurance risks threaten long-term stability.Real change requires structural solutions, not just individual financial literacy.Resources MentionedREPORT - Latina Wealth In America: https://latinoprosperity.org/research,Latino AI Summit: https://tinyurl.com/latinoaisummit2026 Stratefied Insights: https://www.stratifiedinsights.com/ Marlene's LinkedIn: https://www.linkedin.com/in/marlene-orozcoFree Download: New Year Dinero Reset GuideMy private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese TorresThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

How I Made Over Half a Million Dollars in 2025

In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses.This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what’s overrated, and why creators who rely only on social media are setting themselves up to struggle.If you’re a content creator or entrepreneur this episode is your sign.WHAT WE GET INTO0:00 How Jannese made over $500K in 2025 as a new mom2:30 A decade-long journey in content creation & entrepreneurship4:45 Top-line revenue vs. taxable income (what creators need to know)7:30 The 10 income streams behind nearly $500K10:00 Why digital products & coaching earned the most12:15 How blog ads generated $147K in passive income14:40 Brand deals, creator rewards & platform pay myths17:00 Side hustles: Turo, savings interest & Zumba income19:30 Airbnb income, real estate & upgrading investments22:00 Systems, automation & evergreen income strategies24:30 Membership pricing & avoiding creator burnout27:00 Mentorship, scaling faster & a real 5x income story29:15 Declaring 2026 the Rich Bitch Year31:15 Final takeaways, free resources & next stepsKEY TAKEAWAYS💡 Diversification is protection — never rely on one platform or paycheck💡 Long-form content (blogs & podcasts) builds real wealth💡 Own your offers — products > brand deals💡 Automation makes money while you sleep💡 Pricing yourself fairly is an act of self-respect💡 Mentorship shortcuts years of trial and errorResources MentionedFree Download: New Year Dinero Reset GuideBecome a Zumba instructor for 70% off!My PR condo: https://www.zillow.com/homedetails/Condo-Sandy-Hls-13-Luquillo-PR-00773/458549227_zpid/My private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese TorresThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.