She's On The Money

Return of the Debt: Why Does This Keep Happening To Me?

Just when you think you’ve paid it down, debt has this pesky way of rearing its ugly head. But why? It’s Friday Drinks time, and this week Victoria and Bec are taking on money dilemmas big and small. One community member questions where her tax return is best spent repaying her HECS debt or salary sacrificing into super. While another questions why she keeps finding herself in debt-y situations when she’s never missing a payment. Tune in if you’ve ever wanted to understand the psychology behind debt and how you might finally get on top of things. With Money Wins, Broke Tips, and tools from the team, you’ll be leaving this episode with a spring in your step… and maybe with the Eurythmics in your ear?THERE MUST BE AN ANGEEEEL 🎵If She’s on the Money had a theme song what would it be? Do you have a theme song for every member of the pod? What are our colours?! Share your suggestions in the comments! PAY IT DOWN, BABY: We’ve got a whole playlist dedicated to debt reduction over here and at open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=NalcTJLaSiKjo8H9dyuaAg WAIT, IS THIS NORMAL? Here’s a blog on just how much credit card debt our community is in. You aren’t alone, and there is a way out. Search ‘debt’ at shesonthemoney.com/blog/. BOOST YOUR SUPER: With this video right here over at youtu.be/o0dYWW4e5mg New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Inflation, IPOs and SpaceX Selloffs: It’s the New Financial Year Market Update

Inflation highs, SpaceX selloffs and IPO rumours. Welcome to our first market update for the new financial year, where Victoria and Bec take a closer look at inflation, its impact on the stock market and what predictions we might have for FY27. If you feel a little overwhelmed by it all, we’ll be breaking down what various market indicators mean for your money, plus what to keep an eye on in the months to come. Tune in to hear how some of the more popular ETFs have performed as of June, and why the Great SpaceX Selloff might be a test run for more trillion-dollar launches to come. OUR CHEAT CODE FOR ETFS: They’re all yours at shesonthemoney.com/download-resources. THE IMPORTANT OF REGULAR INVESTMENTS: Read about the pros of consistent contributions over reactive investing on the blog. Look up ‘regular-contributions’ on the shesonthemoney.com/blog WANT REGULAR MONEY UPDATES? Sign up for SOTM News delivered straight to your inbox via shesonthemoney.com/sotm-newsletter-signup. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289.See omnystudio.com/listener for privacy information.

She Grew Up in Government Housing. Now She's Building a Property Portfolio.

Growing up, home never really felt permanent. Her mum battled addiction, money was always tight, and by the time she was a teenager she'd already experienced more instability than most people do in a lifetime. When her mum passed away unexpectedly, there was no inheritance waiting for her. Just grief, unanswered questions and a decision to create a different future for herself. Today, she's 32, works as a nurse, owns two properties, has just $40,000 left on the mortgage for her home, and is already planning the next investment. But what I loved most about this conversation wasn't the numbers. It was the mindset. We chat about growing up between two completely different worlds, learning that your childhood doesn't have to define your future, the power of financial independence, and why she's determined to build the kind of security she never had growing up. This episode is a reminder that your starting point doesn't have to be your finish line. Sometimes breaking the cycle starts with one decision, one conversation, and believing that your future can look completely different to your past.See omnystudio.com/listener for privacy information.

I Financially Supported a Friend In Debt… Then They Got IVF!?

Who among us has spotted a friend who was skint? Who among us has *been* that friend? Okay, but what if the situation was more complex, and that friend is also tackling long term mental illness and physical disability? On this week’s episode of Friday Drinks, Victoria, Bec and Jess discuss a spicy Money Dilemma concerning friendships and finances, specifically what happens when you’re financially supporting a friend and their money choices don’t align with your values. They also cover whether economic downturns are a good time to switch supers, and what you might look out for if you’re considering a change. Tune in for the usual Money Wins, Broke Tips and what the team would really want in a dream gift hamper. Spoiler: It’s wholesome af. STRUGGLING WITH DEBT? You aren’t alone and we’ve created a whole playlist to help you out of it at https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=EfpDAWlzRkyU0IVaU5elHw SORT OUT YOUR SUPER: Here’s a blog to help you do it. Search for ‘super 101’ on the shesonthemoney.com/blog APPLY FOR THE REGO REBATE (BY 31 JULY 2026): Calling all Victorian listeners: if you haven’t already, here’s your last call to apply for the rego rebate before Fri 31st July to get money back on your rego! Visit service.vic.gov.au/services/registration-rebate to apply! New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Calling You In: Financial Decisions That Are Killing Your Cashflow

Let’s talk about the elephant in the room: the financial decisions that are quietly killing your cashflow. Whether it’s a daily $8 iced oat latté or a late night snack that becomes a weekly tradition, it’s time we faced these innocuous transactions that are getting in the way of our money goals. Because while they may only seem like a few dollars here and there, they all add up. On this week’s Deep Dive, Victoria and Bec unpack the psychology behind our sometimes questionable spending behaviours and how we might overcome them to better build our wealth. Because friends don’t let friends make terrible money decisions. BREAK THE BNPL CYCLE: Caught in a Buy Now, Pay Later loop? Break free with our blog on the subject over here. Or visit our shesonthemoney.com/blog and search ‘BNPL’. BACK TO BASICS: Need to rewrite your budget? Here, grab a copy of ours over here and at shesonthemoney.com/download-resources. SHOP AND SAVE? Tune into this playlist that’s all about saving while you shop https://open.spotify.com/playlist/4OAhk14TQ5Xv0uEFIwRrNE?si=hHecvxHQSFSn-sCMQzB5jA New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.