Beat The NMLS Test

What Is The Finance Charge For A Mortgage Loan?

The Truth In Lending Act requires disclosure of the Finance Charge and APR to better protect the consumer. How does it protect someone who is looking for a mortgage? Listen to this episode to find out.

The Loan Estimate Fee Buckets

The Loan Estimate is bound by accuracy requirements that require loan costs be disclosed to within allowable thresholds. How accurate? Listen in for a description of the 3 buckets of fees.

When Can I Revise My LE?

The Loan Estimate is meant to be disclosed accurately, of course. But what happens if something changes and what we've sent initially no longer works? Check out this episode to learn more about the rules of the REVISED LE.

What are the 4 C's of Credit?

Credit qualification can be complicated but it's really based on a basic model of balance. If you're not familiar with the 4 C's of credit, check out this episode. (we may even give you the 5th C, too)

What Is A HECM?

There are a lot of opinions about the Reverse Mortgage out there. Sometimes, it's pretty controversial. What are the basics? Listen to this episode.