Grow Your Business and Grow Your Wealth

Bonus: How Outsourced Accounting Fuels Business Growth

Are your financial reports helping you grow your business or just giving you a headache? In this episode of Grow Your Business & Grow Your Wealth, guest host Ken May sits down with Rusty Fulling, founder and president of Fulling Management & Accounting Inc., to unpack how small business owners can build a stronger financial foundation through outsourced accounting, fractional CFO services, and proactive tax strategy. Rusty shares real-world stories, practical insights, and a refreshing perspective on turning numbers into clarity, reducing stress, and creating true peace of mind for business owners. Key Takeaways→ Financial statements should tell a story, not just list numbers.→ Outsourced accounting and fractional CFO support help owners move from firefighting to planning.→ The balance sheet is just as important as the profit and loss statement.→ Trust is essential, but verification and internal controls protect your business.→ Clarity around your numbers leads directly to better decisions, more substantial profits, and better sleep. If you are ready to stop guessing and start making confident financial decisions, this episode is a must-listen.  Tune in now, and if your numbers still feel confusing, consider working with professionals who help translate data into strategy so you can keep growing your business and your wealth. Connect with Rusty on his website: https://www.fullingmgmt.com/about-us/rusty-fulling Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 302: AI Credit Solutions for Small Business Owners

Why do reliable small business owners still struggle to access credit, and how can AI finally fix that?  In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt welcomes Tamara Laine, Founder of MPWR, an AI-driven fintech platform transforming how individuals and small business owners build credit and access capital. Tamara explains how outdated credit systems fail entrepreneurs and gig workers and how MPWR’s Credit IP creates a more complete, human-centered financial picture. This conversation dives into AI agents, financial credibility, more innovative lending, and why consistency matters more than traditional credit scores. Key Takeaways → Why traditional credit models fail small business owners and gig workers. → How AI agents create a holistic picture of financial credibility. → What Credit IP is and how it redefines lending decisions. → Why consistency in payments matters more than income alone. → How AI can help borrowers not just get loans but repay them sustainably.  If you are tired of outdated credit systems holding your business back, this episode will shift how you think about capital access. Listen now and share it with a business owner who needs more innovative financial tools. Please follow the podcast and consider leaving a rating. Connect with Tamara on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 300: How the Wealthy Really Build, Protect, and Preserve Wealth

What if paying massive taxes every year wasn’t inevitable and what if the wealthiest families in America were playing an entirely different game than you were taught? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with Mark Miller, CEO of Hilton Tax & Wealth Advisors and Manager of the Hilton Family Office. With nearly four decades of experience, Mark pulls back the curtain on how elite families legally reduce taxes, protect capital, and grow generational wealth. Mark explains why most business owners unknowingly overpay taxes, why traditional financial planning often fails to meet the needs of high earners, and how real tax planning is a forward-looking strategy, not a year-end scramble. He shares the personal story that changed his entire career when a single strategy saved him over half a million dollars in taxes and ultimately moved him into a zero tax bracket. This conversation is a must-listen for business owners, executives, and six-figure earners who want to stop leaving money on the table and start thinking like an American dynasty. Key Takeaways→ Why most CPAs focus on compliance, not proactive tax planning→ The difference between retail investing and smart money strategies→ How layered tax strategies outperform one-time deductions→ Why buying assets for write-offs is not real tax mitigation→ How wealthy families prioritize safety, patience, and long-term planning→ How institutional-level tax and investment strategies are now accessible to business owners→ Why tax planning must happen before December 31, not after About the GuestMark Miller, RFC, is CEO of Hilton Tax & Wealth Advisors and Manager of the Hilton Family Office. With nearly 40 years of experience, Mark helps business owners and executives legally reduce taxes, maximize deductions, and structure wealth for long term growth and legacy preservation. His strategies mirror those used by Fortune 500 firms and elite families, including the Hiltons. Audience GiftMark is offering listeners a complimentary copy of his book, including Hilton Wealth: How to Invest Like an American Dynasty and The Tax Free Business Owner. Connect with Mark→ Website: https://www.hiltonwealth.com/→ LinkedIn: Mark Miller  https://www.linkedin.com/in/markmiller-hiltonfo/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 299: Why Most Businesses Never Sell and What Owners Must Do Now

What happens when you try to sell a business that isn’t ready, and why do eighty percent of companies fail to sell at allThis week on Grow Your Business and Grow Your Wealth, Gary talks with Stephen H. Wagner, CFP, CEPA, CEO of Integrity Wealth Advisors and one of the few financial planners who deeply understand both the emotional and economic sides of money. Stephen brings decades of experience helping business owners navigate growth, long-term planning, and the complex exit path most entrepreneurs don’t think about until it’s too late. From fiduciary responsibility to devastating business-sale statistics, Stephen breaks down what every owner must know if they want long-term success and a future they won’t regret. → Why eighty percent of businesses never sell, and why seventy-five percent of the ones that do sell regret it within a year. 08.28 → How fiduciary advisors legally must put your interests first and why that matters more than ever. 03.26 → The two types of business owners and the financial traps both fall into. 12.53 → How to prepare your business years before an exit to maximize value. 08.28–09.26 → Why emotions and politics ruin financial decision-making and how Stephen teaches clients to stay focused on facts. 18.45 → The real value of a trusted advisor who keeps you invested, organized, and thinking clearly through volatility. 21.22Call to ActionSubscribe to Grow Your Business and Grow Your Wealth for honest conversations that help you build a smarter, more profitable business and a stronger financial future. Connect with Stephen Wagner. www.linkedin.com/in/stephen-h-wagner-cfp Connect with Gary Heldt. www.linkedin.com/in/gary-d-heldt-jr/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: What Businesses Get Wrong About Cash Flow, Profit, & Exit Value

What do the most successful entrepreneurs understand about money that struggling business owners never figure out? In this powerful episode of Grow Your Business and Grow Your Wealth, guest host Jack Reeder sits down with Phil Zuckerman, National Lead Faculty for Goldman Sachs 10,000 Small Businesses. Phil brings nearly fifty years of entrepreneurial experience and decades of mentoring business owners who want more than revenue. They want real wealth, real options, and a business that thrives long after they are done running it. Phil breaks down the difference between growth and value, why most entrepreneurs underprice themselves, the mindset shifts that separate founders who succeed from founders who burn out, and the surprising truth about cash flow versus profit. This conversation will challenge how you think about your business and provide a more straightforward path to long-term success. Key Takeaways→ Why most founders start with passion instead of financial literacy, and how that slows growth→ The surprising reason cash flow problems are often solved without raising capital→ The mindset upgrades every entrepreneur needs, including gratitude, risk tolerance, and self-awareness→ The fundamental difference between growing revenue and building a business that someone will buy→ Why pricing should always align with value and how undercharging often signals a confidence issue→ How to prepare your business for exit long before you think you need to Featured Quote from Phil“We exist because the customer gives us cash, but we live in the margin. That is what separates one business from another.” Listen and learn why margins, mindset, and mastery of your numbers determine the future of your business.  Subscribe, rate, and share this episode with another business owner who wants to build wealth, not just revenue. Connect with Phil on LinkedIn:   https://www.linkedin.com/in/philzuckerman Connect with Jack on LinkedIn Please share, like, and subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices