5 Tips for Home Buyers in Today's Market - The Chappell Real Estate Show - Season 2 Episode 3
Today's market is a challenging one for buyers to say the least. That's why we have put these 5 tips together for buyers in this tough real estate market. From knowing your finances, to choosing a loan type, and more, Daniel and Roger share their insights as to what has worked for their clients to secure homes and start building their wealth in this market!
Buying a House? What Can You Afford? - The Chappell Real Estate Show - Season 2 - Episode 2
Buying a home in todays market requires quite a bit of understanding of the different dynamics at play in the Real Estate Market. A question that every buyer asks themselves before beginning the process of looking for a home is "how much can I afford?" It's a great question, but one that has a lot of layers to it. In this episode, Daniel dives into some of the factors that play into determining what you can afford for a mortgage. Things like your current income, the debts that you owe, the current interest rates, and more! As always, leave your comments below and let us know what else you're interested in learning about next! Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life! Visit us on our website at www.chappellrealtygroup.com & Find us on social media @chappellrealtygroup
Leverage Your Home Equity--HELOCs & Cash Out Refi--The Chappell Real Estate Show--Season 2 Episode 1
Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life! Visit us on our website at www.chappellrealtygroup.com & Find us on social media @chappellrealtygroup In times of hyper inflation like today, it's important to ask yourself what you can do with your money to give it a hedge against inflation. In today's episode, we talk about some of the ways you can leverage your cash and equity to ensure you're money is working for you! HELOC's and Cash Out Refinances Home Equity Line's of Credit and Cash Out Refinances are 2 ways that you can take the equity you have in your home, and pull it out to use it for other investments (we recommend other real estate)
The Attitude of Gratitude - The Chappell Real Estate Show - Episode #38
What is gratitude? Gratitude is the quality of being thankful; it’s having a readiness to show appreciation for and to return kindness. During the holidays, there are many reasons to be thankful and to express gratitude. For example… Being thankful to someone for performing an action for you whether it be cooking, cleaning, helping you move, etc. Being thankful for your health and happiness. Being grateful for your team for performing well and lightening your work load. Life has a lot of ups and downs, and during times of extreme difficulty, it can be challenging to find reasons to express gratitude. That’s why it’s important to know the 3 stages of gratitude, because whether you’re up or you’re down, gratitude is the right attitude! 3 stages of gratitude Recognition, acknowledgement, appreciation. Recognition - recognizing that no matter your current position and your current struggles, there is always time ahead to learn and grow. The glass is half full, not half empty. God is not done with you yet, or you wouldn’t wake up in the morning. Acknowledgement - acknowledging your past successes, your future aspirations, and knowing that things are not as bad as they may seem. This gives you hope for a better future, and gives you the courage to try things and take steps you may have been too fearful to take before Appreciation - at this stage, you begin to fully appreciate what you have, who you have, and the future you have ahead of you! In a world where there is so much negativity; where the news embodies the term “if it bleeds, it leads” and your mind is filled with doom and gloom, it’s important to understand the impact an attitude of gratitude can have on your life. Studies have shown that gratitude can alter your brain chemistry. In a study featuring 300 adults, most of whom were college students seeking mental health counseling, the following 4 things were found about gratitude. In this study, half of the adults were asked to write letters of gratitude over a series of 12 weeks. Gratitude unshackles us from toxic emotions - the use of positive words had a small effect on overall mental health, but the most significant improvement came from those who used fewer negative words in their writing Gratitude helps even if you don’t share it - only 1/4th of the participants of this study were asked to send their letters to their intended recipients, however their results showed that the effects of writing gratitude letters was the same as those who actually sent their letters Gratitude’s benefits take time - there was no change noted in the first week of the exercise, however, 4 weeks into the exercise, there was a notable difference in mental health from the group that was writing gratitude letters, and an even further difference after 12 weeks Gratitude has lasting effects on the brain - after 12 weeks, MRIs were done to observe what happened in the brain if a benefactor donated money to a participant of the study, and asked them to pay it forward if they were grateful for the donation. It was found that those who wrote gratitude letter’s brain activity was distinctly different from those who did not. Those who did not, experienced more guilt than gratitude when paying it forward, suggesting that gratitude does in fact alter the brain chemistry and lead to better mental health. Pick one interaction per day to express gratitude. Whether you’re in line at the grocery store, or talking to a coworker, or your partner or a family member. Pick one interaction a day to express gratitude for the other person. Start a gratitude journal. Write down your thoughts when you wake up or before bed with the intention of expressing gratitude for the day.
Austin Real Estate - Third Quarter Market Update - The Chappell Real Estate Show - Episode #37
Austin Market update for the third quarter of 2021! Month over month stats for the past three months July August and Sept 2021. Find out how sales trends are moving in the Austin MSA, Round Rock, Williamson County, Bastrop County, Caldwell County, Hays County, Travis County. What can buyers expect today? 1. Prices have stabilized for the most part 2. Some areas are still seeing multiple offers 3. Some buyers may still pay a little more than the house is truly worth today, but those home values should catch up in due time. 4. Most homes are now selling at or just below listing price, something we haven’t seen in a while. 5. This is still a very strong sellers market. It’s important for buyers to understand what they can do to make their offer stand out above other offers, especially in a multiple offer situation. Leaseback for sellers? What can sellers expect? 1. It is still a very strong sellers market due to high demand and low inventory. 2. Lower interest rates are also adding to the influx of buyers and refi’s 3. If you decide to sell, must price the house according to the market and not what you think the house is worth. The market will tell you exactly what the home is worth. 4. What does the seller need? Lease back? Specific closing dat 5. Understand about setting deadlines and when it is appropriate to do so. Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life! Visit us on our website at www.chappellrealtygroup.com & Find us on social media @chappellrealtygroup