Kosher Money

He's Warning Jews About Fake Segulos (and Revealing Which Really Work)

This episode of Kosher Money is unlike anything you’ve ever seen.For the first time ever, our guest, Reb Binyomin Gringras, speaks publicly about the inner secrets he’s uncovered after years of scouring hundreds of little-known seforim and speaking with thousands of Torah giants and hidden tzaddikim.Reb Binyomin dives deep into the mysterious world of segulos — ancient Jewish customs believed to bring blessing and success. He shares which ones are real and which are made up. We cover segulos for wealth, children, health, lost items, and much more — plus the power of visiting a tzaddik’s kever and what to daven for there.He also reveals the story of a 19th-century tzaddik who died young but left behind a spiritual masterpiece — a book now being rediscovered that shares practical life advice with profound insights.By the end, you’ll hear stories that will leave your jaw on the floor.Contact: gbinyomin@gmail.com​ Inside Their Homes book: https://amzn.to/45i0bhH​Artscroll’s Pele Yoeitz (Volume 1): https://amzn.to/4sNGDvGArtscroll’s Pele Yoeitz (Volume 2): https://amzn.to/4baKAEnArtscroll’s Pele Yoeitz (Volume 3): https://amzn.to/4bIv030​CHAPTERS:00:00 Intro01:53 Who to Go to for Advice07:24 People Paying Big Bucks for Frauds10:10 How to Find Authentic People to Get Help From13:24 Verifying Where the Money Is Going16:19 Giving When You Don’t Want to Give19:25 All About the Ayin Hara Bracelet21:02 NQGRG23:24 Why People Go to Mystics25:44 What Is a Segulah?28:58 When to and Not to Do a Segulah30:05 Never Do One You Regret33:12 The Segulah Book35:00 Little-Known Segulahs38:57 Segulah for Wealth39:40 The Same Segulah Doesn’t Work for Everyone41:32 Discussing Segulahs with Rav Chaim Kanievsky43:23 The Bonus App45:31 Segulah for a Deal to Go Well48:28 Making Deals with God52:05 Giving Tzedakah for a Segulah54:55 The Power of Praying by Graves58:03 The Hostages Praying at the Pele Yoeitz1:01:55 Colel Chabad 1:02:48 Who Was the Pele Yoeitz?1:04:33 The Special Book of the Pele Yoeitz1:08:48 Learning from the Holy Tzadikim1:10:23 The Revitalization of Certain Tzadikim1:12:46 What Is an Ayin Hara?1:16:13 How an Ayin Hara Works1:19:23 Be Careful with What You Share1:22:03 What to Do if You Think You Have an Ayin Hara1:25:50 Checking Your Mezuzos & Tefillin1:28:23 Contact Rav Binyomin1:28:41 Rav Binyomin’s Book1:29:22 Give to Places You Feel Comfortable With1:29:50 Making Tzedakah and Business Align1:31:46 Halachos Regarding Deals1:32:16 Going to the Pele Yoeitz’s Grave Near the Black Sea1:33:33 Honoring the Hostages with His Sefer1:35:50 Outro: Takeaways, Sponsors, and Giveaway👉 ✬ SPONSORS OF EPISODE 107 ✬ ► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind! ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Resources✬ ​ Hachzek.com helps you incorporate the study of Mussar into your daily life: https://www.hachzek.com/​ Living Smarter Jewish is free financial coaching: https://livingsmarterjewish.org/ ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513#KosherMoney #Segulos #JewishWisdom #TorahInsights #FaithAndReason #RealEmunah #SpiritualScams #JewishTradition #PeleYoetz #PeleYoeitz  #RabbiBinyominGreengras #LivingLchaim #KM

The 24-Year-Old Who Discovered the Money Secret Adults Still Don’t Talk About

At 24 years old, Dave Katz has already learned lessons about money that many people only discover decades later.In this honest and refreshing conversation, he opens up about success, spending, and what it really means to live with intention.From building a fast-growing business to confronting the emotions behind money, Dave shares how he learned to slow down, budget, and focus on what matters.This conversation hits home on awareness, growth, and the power of being honest with yourself.Contact: DKatz902@gmail.comSimi can be found at https://www.prospr.fit or simi@prospr.fit👉 ✬ SPONSORS OF EPISODE 106 ✬► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind!► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Efforts Out in the World ✬​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/Follow Kosher Money on TikTok & Instagram: @koshermoneypodVisit our BRAND NEW Website: https://www.livinglchaim.com/Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088WhatsApp feedback: 1-914-222-5513#KosherMoneyPod #DaveKatz #JewishBusiness #Entrepreneurship #FinancialSuccess #PersonalGrowth #KosherMoney #LivingLchaim #KM

A Jewish Divorce Mediator Shares What She Sees Behind Closed Doors

We explore one of the most sensitive and least discussed topics in Jewish life: money and marriage.​ Why do so many couples avoid talking about money?​ What do fights about money really represent?​ How can couples build financial trust and literacy before and during marriage?​ What role should community education play in preparing young people for real-world financial responsibility?To unpack all this, we sat down with Sarah Nissel, an attorney, law professor at Pepperdine, and Executive Director of the Jewish Divorce Assistance Center of Los Angeles. After mediating over 300 divorces, Sarah has learned what truly makes (and breaks) relationships when it comes to money + how self-awareness, communication, and education can prevent heartbreak.She shares candid lessons from the front lines: how to talk about money without shame, how to manage conflict constructively, and why the chuppah isn’t the finish line, it’s the starting line.It’s a powerful, eye-opening conversation about emotional intelligence, financial transparency, and Torah values in Jewish relationships — not just how to avoid divorce, but how to build marriages that actually thrive.👉 ✬ SPONSORS OF EPISODE 105 ✬► TWILLORY – Premium menswear that looks sharp and feels even better. End-of-year savings live now at https://Twillory.com/KosherMoney► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoneyCHAPTERS:00:00 Intro01:53 Who Is Sarah Nissel?02:27 Practicing Law in Los Angeles04:10 A Decade of Experience in Family Law04:24 What Lawyers See Behind Closed Doors05:18 The Lack of Financial Education05:56 When One First Goes to a Divorce Lawyer07:23 Men vs. Women Divorce Misconceptions07:42 Tips for a Healthier Marriage11:45 Advice for Newlyweds12:56 Improving Conflict Resolution Skills18:28 How Frum Couples Manage Money21:07 Why Wives Should Know the Finances24:20 Twillory25:33 The Donors Fund27:52 Modeling Healthy Money Habits29:34 Being Honest About Debt With Your Spouse31:32 Understanding Your Appetite for Risk34:33 How to Guide an Amicable Divorce37:24 Prenups in the Orthodox Community40:00 What Sarah Wants Her Children to Know41:35 When Parents Stop Financial Support44:14 Separate Bank Accounts48:35 Setting Up Newlyweds for Financial Success51:05 BitBean51:53 Colel Chabad52:43 It Is Never Too Late55:58 Starting Financial Education Earlier59:03 Moving Forward Toward Peace1:02:39 Amazing Jewish Resources1:05:52 How Sarah Helps People1:06:23 You Do Not Need to Recreate the Wheel1:08:01 Why Sarah Stays Away From AI1:09:26 Sarah’s Nonprofit Work1:09:52 Sarah’s Book Recommendations1:12:36 The Advantages of the Jewish Community1:14:04 Sarah’s Remarkable Yichus1:19:26 Thanking Sarah for Joining Us1:19:49 Outro​ Learn more about Sarah’s organization: https://www.jdacla.org/​ One of Sarah's favorite books, The Anxious Generation: https://amzn.to/4qnGOv✬ Helpful Efforts Out in the World ✬​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/Follow Kosher Money for short clips:TikTok & Instagram: @koshermoneypodVisit our NEW Website: https://www.livinglchaim.com/Call-in Hotline: USA 605-477-2100 UK 0333-366-0154 Israel 079-579-5088WhatsApp feedback: 1-914-222-5513#KosherMoneyPod #JewishMarriage #FinancialWellness #MoneyTalks #TorahValues #KosherMoney #LivingLchaim #KM

How to Invest Wisely in 2026

We dive into one of the most important parts of personal finance: building wealth that actually lasts.- Is it possible to grow wealth quickly?- How can ordinary people invest wisely in 2026?- What does it really mean to “pay yourself first”?- Which investing mistakes do most people make?To walk us through it, we sat down with Jonathan Shenkman, a financial adviser who has spent nearly two decades helping families take control of their money.He explains how to set up savings that run automatically, how to choose the right investment accounts, and why keeping things simple often beats trying to outsmart the market.We also talk about how to organize your accounts, communicate about money with your spouse, and spend in a way that feels both responsible and enjoyable.It is a straightforward, practical conversation that gives real-world guidance (not advice, duh) on how to save, invest, and live with financial peace of mind, with God's help.► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠Info@SrulySchonfeld.com or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx⁠► TWILLORY – Premium menswear that works hard and looks even better. Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney► BITBEAN – Turn your business ideas into custom software that scales. Learn more: https://bitbean.link/4edg53► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoneyEmail Jonathan here: Jonathan@ParkBridgeWealth.comHis firm's site: https://www.parkbridgewealth.comHis previous KM episode: https://youtu.be/b_Wlgtb1D6YGet his new book on Amazon: https://amzn.to/4pNQTBRGet his new book on his site: https://jonathanonmoney.com/Get more ⁠@JonathanOnMoney⁠ here:X: https://x.com/jonathanonmoneyInstagram: https://www.instagram.com/jonathanonmoneyYouTube: https://www.youtube.com/@JonathanOnMoneyLinkedIn: https://www.linkedin.com/in/shenkmanNewsletter: https://tinyurl.com/NewsltrJSWebinars: https://tinyurl.com/WbnrsJSApple Podcasts: https://tinyurl.com/AppleJSpodsSpotify: https://tinyurl.com/SpotifyJS26Articles Mentioned in Episode:Target Date Funds: https://tinyurl.com/ForbesJSThings VS. Experiences: https://tinyurl.com/JewishPressJSJonathan Clements’ final blog post: https://humbledollar.com/forum/farewell-friends/✬ Helpful Efforts Out in the World ✬Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.BRAND NEW Living Lchaim site: ⁠https://www.livinglchaim.com/⁠Support Kosher Money's production: ⁠https://www.livinglchaim.com/donate⁠Follow us for awesome, short clips:TikTok: @koshermoneypodInstagram: @koshermoneypodCall-in-to-listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088WhatsApp feedback: +1 (914) 222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.#KosherMoneyPod #Investing #JewishWisdom #FinancialFuture #KosherMoney #KM

The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR

We dive into one of the most stressful and expensive parts of American life: healthcare.​ Why are families paying $48,000 a year just to stay insured?​ Why does the system feel so broken?​ Is there another way?To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.It’s one of those episodes that makes you say, “Wait… how did I not know about this sooner?”👉 Explore all the links & resources in this episode below.✬ SPONSORS ✬► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed!► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: https://bitbean.link/4edg53► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/✬ LINKS FROM EPISODE 103 ✬United Refuah’s website: https://unitedrefuahhs.org/Email: info@unitedrefuahhs.orgFor doctors interested in being added to United Refuah’s preferred provider network: preferred@unitedrefuah.orgEli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4CHAPTERS:00:00 Intro01:01 Americans Are Spending So Much on Health Insurance01:48 The Stats02:43 Health Insurance Costs04:06 What a Health Share Is05:16 Why United Refuah Started10:06 How the Health Share Model Works15:30 Making Sure Everyone Gets Care17:32 Self Pay vs Insurance19:40 Understanding the Costs20:20 Its Many Members20:50 What Happens When More People Join23:15 Twillory24:28 The Donors’ Fund26:48 Incentives for Bringing in New Members29:05 Increasing Staffing at United Refuah29:45 What Is the Catch?32:46 Preexisting Conditions and Family Members34:17 Other Downsides of Healthshares37:19 Keeping Track of Payments39:28 Communicating with Providor42:18 Typical Out of Pocket Costs45:35 Determining Fair Prices46:35 How to Protect Yourself From Overpaying48:28 BitBean Uses AI to Help Your Business49:16 Colel Chabad Helps Feed Thousands51:14 Are Contributions Tax Deductible52:10 Health Shares and Medication Costs55:02 Pregnancy and Growing Families58:10 Dental and Vision Sharing01:00:30 Doctors Joining the Referred Provider Network01:00:41 Surveying the Members01:01:40 Gifting Memberships01:02:08 Know Your Plan and Deductibles01:07:47 Never Be Afraid to Ask for Discounts01:10:10 Member Access to Telehealth01:10:35 Reaching Out for Medications01:11:04 Where CPAP Machines Fall01:12:00 How United Refuah Compares to Other Healthshares01:14:12 “We’re All In This Together”01:15:24 Sharing Health Messages With Members01:16:56 Making Sure Everything Is Legal01:18:17 Dealing With Emergencies01:19:46 Reaching Out to United Refuah01:20:23 How R’ Katz Got Into Health Care01:22:22 Changing Your Mindset About Others’ Medical Costs01:23:43 Outro✬ RESOURCES ✬Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.New website: ⁠https://www.livinglchaim.com/⁠Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠Reminder: This episode or description is not financial advice. Always do your own research. #KosherMoney #LivingLchaim #KM