Kosher Money

Rav Reuven Feinstein: Why Working Harder Won't Make You Rich (According to the Torah)

What really determines how much money you make?In this wide-ranging and refreshingly honest conversation, Rabbi Reuven Feinstein shares deeply practical Torah insights on livelihood, wealth, hustle culture, Shabbos spending, charity, and the balance between hishtadlus (effort) and bitachon (trust).From growing up with very little, to teaching on a modest salary, to discussing billionaires and million-dollar questions — Rabbi Feinstein challenges the way we think about money. Is working harder the answer? Is wealth a blessing or a test? How much hishtadlus is too much? And does YOUR money even belong to YOU?Along the way, he shares personal stories about Rav Moshe Feinstein, America's leading Rabbi in the previous generation, business ethics, secular education, living within your means, and why Shabbos expenses “don’t count.”I'm so thankful to Hashem that I experienced this conversation. Thank you to Avi Feinstein for making it happen.👉 ✬ SPONSORS OF EPISODE 109 ✬ ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind! ► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Efforts Out in the World ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/ • Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513#KosherMoney #JewishWisdom #TorahInsights #RabbiMosheFeinstein #MosheFeinstein #RabbiReuvenFeinstein #StatenIsland #LowerEastSide #JewishRussia #moneytalks #wealth #LivingLchaim #EliLanger #KM

The Advice I’d Give My Grandchildren About Money & Life

This is one of those episodes that just keeps getting better as it goes. Our guest this week is a Cleveland-based entrepreneurial dentist who is as kind as he is impressive. He invited us into his home to share deep wisdom on wealth, health, and raising a family, culminating in a masterclass on how the '1%' actually get things done. Dr. Louis Malcmacher is a world-renowned educator, businessman, and a true chessed machine. Enjoy!(My thanks to David Wester for the video and audio of this episode and to Chaikel Kaufman and friends for facilitating it!)👉 ✬ SPONSORS OF EPISODE 108 ✬ ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind! ► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Efforts Out in the World ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/ • Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ CHAPTERS:00:00 Intro00:40 Growing Up in Cleveland02:10 Going to Public School03:40 Becoming More Orthodox04:45 His Father’s Shoe Store05:20 The First Job05:57 Other Early Jobs06:27 Learning From Every Experience07:29 Going Into Dentistry08:57 Starting His First Practice10:26 Leveling Up and Taking Risk14:27 Reliable Halachic Planning at NQGRG17:34 His Biggest Mistake18:25 Taking Risks in Dentistry19:34 The Opportunity with Ancillary Revenue22:12 Staying Within the Industry24:21 Having Tough Conversations27:13 A Message to Educators28:58 BitBean Takes Your Big Ideas and Brings Them to Life29:45 Living in a Materialistic World35:10 The Costs of Living in Different Places38:24 Being Involved in Community Work and Finding Time41:57 Colel Chabad Feeds Thousands of Families in Israel42:48 The Legacy of Mendy Klein46:18 Working Your Way Up to Success48:00 Children With Different Labels Can Achieve Success49:26 Brush Your Teeth!50:08 We Do Not Take Care of Ourselves52:34 Get Things Done59:02 The Many Talents of the Jewish Nation59:29 Thank You Dr. Malcmacher1:01:10 Outro: Takeaways, Sponsors and Giveaway AnnouncementFollow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513#KosherMoney #JewishWisdom #TorahInsights #Cleveland #Dentists #Malzmacher #Ohio #Advice #MendyKlein #LivingLchaim #KM

He's Warning Jews About Fake Segulos (and Revealing Which Really Work)

This episode of Kosher Money is unlike anything you’ve ever seen.For the first time ever, our guest, Reb Binyomin Gringras, speaks publicly about the inner secrets he’s uncovered after years of scouring hundreds of little-known seforim and speaking with thousands of Torah giants and hidden tzaddikim.Reb Binyomin dives deep into the mysterious world of segulos — ancient Jewish customs believed to bring blessing and success. He shares which ones are real and which are made up. We cover segulos for wealth, children, health, lost items, and much more — plus the power of visiting a tzaddik’s kever and what to daven for there.He also reveals the story of a 19th-century tzaddik who died young but left behind a spiritual masterpiece — a book now being rediscovered that shares practical life advice with profound insights.By the end, you’ll hear stories that will leave your jaw on the floor.Contact: gbinyomin@gmail.com​ Inside Their Homes book: https://amzn.to/45i0bhH​Artscroll’s Pele Yoeitz (Volume 1): https://amzn.to/4sNGDvGArtscroll’s Pele Yoeitz (Volume 2): https://amzn.to/4baKAEnArtscroll’s Pele Yoeitz (Volume 3): https://amzn.to/4bIv030​CHAPTERS:00:00 Intro01:53 Who to Go to for Advice07:24 People Paying Big Bucks for Frauds10:10 How to Find Authentic People to Get Help From13:24 Verifying Where the Money Is Going16:19 Giving When You Don’t Want to Give19:25 All About the Ayin Hara Bracelet21:02 NQGRG23:24 Why People Go to Mystics25:44 What Is a Segulah?28:58 When to and Not to Do a Segulah30:05 Never Do One You Regret33:12 The Segulah Book35:00 Little-Known Segulahs38:57 Segulah for Wealth39:40 The Same Segulah Doesn’t Work for Everyone41:32 Discussing Segulahs with Rav Chaim Kanievsky43:23 The Bonus App45:31 Segulah for a Deal to Go Well48:28 Making Deals with God52:05 Giving Tzedakah for a Segulah54:55 The Power of Praying by Graves58:03 The Hostages Praying at the Pele Yoeitz1:01:55 Colel Chabad 1:02:48 Who Was the Pele Yoeitz?1:04:33 The Special Book of the Pele Yoeitz1:08:48 Learning from the Holy Tzadikim1:10:23 The Revitalization of Certain Tzadikim1:12:46 What Is an Ayin Hara?1:16:13 How an Ayin Hara Works1:19:23 Be Careful with What You Share1:22:03 What to Do if You Think You Have an Ayin Hara1:25:50 Checking Your Mezuzos & Tefillin1:28:23 Contact Rav Binyomin1:28:41 Rav Binyomin’s Book1:29:22 Give to Places You Feel Comfortable With1:29:50 Making Tzedakah and Business Align1:31:46 Halachos Regarding Deals1:32:16 Going to the Pele Yoeitz’s Grave Near the Black Sea1:33:33 Honoring the Hostages with His Sefer1:35:50 Outro: Takeaways, Sponsors, and Giveaway👉 ✬ SPONSORS OF EPISODE 107 ✬ ► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind! ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Resources✬ ​ Hachzek.com helps you incorporate the study of Mussar into your daily life: https://www.hachzek.com/​ Living Smarter Jewish is free financial coaching: https://livingsmarterjewish.org/ ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513#KosherMoney #Segulos #JewishWisdom #TorahInsights #FaithAndReason #RealEmunah #SpiritualScams #JewishTradition #PeleYoetz #PeleYoeitz  #RabbiBinyominGreengras #LivingLchaim #KM

The 24-Year-Old Who Discovered the Money Secret Adults Still Don’t Talk About

At 24 years old, Dave Katz has already learned lessons about money that many people only discover decades later.In this honest and refreshing conversation, he opens up about success, spending, and what it really means to live with intention.From building a fast-growing business to confronting the emotions behind money, Dave shares how he learned to slow down, budget, and focus on what matters.This conversation hits home on awareness, growth, and the power of being honest with yourself.Contact: DKatz902@gmail.comSimi can be found at https://www.prospr.fit or simi@prospr.fit👉 ✬ SPONSORS OF EPISODE 106 ✬► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at sk@nqgrg.com - it's peace of mind!► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney✬ Helpful Efforts Out in the World ✬​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/Follow Kosher Money on TikTok & Instagram: @koshermoneypodVisit our BRAND NEW Website: https://www.livinglchaim.com/Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088WhatsApp feedback: 1-914-222-5513#KosherMoneyPod #DaveKatz #JewishBusiness #Entrepreneurship #FinancialSuccess #PersonalGrowth #KosherMoney #LivingLchaim #KM

A Jewish Divorce Mediator Shares What She Sees Behind Closed Doors

We explore one of the most sensitive and least discussed topics in Jewish life: money and marriage.​ Why do so many couples avoid talking about money?​ What do fights about money really represent?​ How can couples build financial trust and literacy before and during marriage?​ What role should community education play in preparing young people for real-world financial responsibility?To unpack all this, we sat down with Sarah Nissel, an attorney, law professor at Pepperdine, and Executive Director of the Jewish Divorce Assistance Center of Los Angeles. After mediating over 300 divorces, Sarah has learned what truly makes (and breaks) relationships when it comes to money + how self-awareness, communication, and education can prevent heartbreak.She shares candid lessons from the front lines: how to talk about money without shame, how to manage conflict constructively, and why the chuppah isn’t the finish line, it’s the starting line.It’s a powerful, eye-opening conversation about emotional intelligence, financial transparency, and Torah values in Jewish relationships — not just how to avoid divorce, but how to build marriages that actually thrive.👉 ✬ SPONSORS OF EPISODE 105 ✬► TWILLORY – Premium menswear that looks sharp and feels even better. End-of-year savings live now at https://Twillory.com/KosherMoney► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoneyCHAPTERS:00:00 Intro01:53 Who Is Sarah Nissel?02:27 Practicing Law in Los Angeles04:10 A Decade of Experience in Family Law04:24 What Lawyers See Behind Closed Doors05:18 The Lack of Financial Education05:56 When One First Goes to a Divorce Lawyer07:23 Men vs. Women Divorce Misconceptions07:42 Tips for a Healthier Marriage11:45 Advice for Newlyweds12:56 Improving Conflict Resolution Skills18:28 How Frum Couples Manage Money21:07 Why Wives Should Know the Finances24:20 Twillory25:33 The Donors Fund27:52 Modeling Healthy Money Habits29:34 Being Honest About Debt With Your Spouse31:32 Understanding Your Appetite for Risk34:33 How to Guide an Amicable Divorce37:24 Prenups in the Orthodox Community40:00 What Sarah Wants Her Children to Know41:35 When Parents Stop Financial Support44:14 Separate Bank Accounts48:35 Setting Up Newlyweds for Financial Success51:05 BitBean51:53 Colel Chabad52:43 It Is Never Too Late55:58 Starting Financial Education Earlier59:03 Moving Forward Toward Peace1:02:39 Amazing Jewish Resources1:05:52 How Sarah Helps People1:06:23 You Do Not Need to Recreate the Wheel1:08:01 Why Sarah Stays Away From AI1:09:26 Sarah’s Nonprofit Work1:09:52 Sarah’s Book Recommendations1:12:36 The Advantages of the Jewish Community1:14:04 Sarah’s Remarkable Yichus1:19:26 Thanking Sarah for Joining Us1:19:49 Outro​ Learn more about Sarah’s organization: https://www.jdacla.org/​ One of Sarah's favorite books, The Anxious Generation: https://amzn.to/4qnGOv✬ Helpful Efforts Out in the World ✬​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/Follow Kosher Money for short clips:TikTok & Instagram: @koshermoneypodVisit our NEW Website: https://www.livinglchaim.com/Call-in Hotline: USA 605-477-2100 UK 0333-366-0154 Israel 079-579-5088WhatsApp feedback: 1-914-222-5513#KosherMoneyPod #JewishMarriage #FinancialWellness #MoneyTalks #TorahValues #KosherMoney #LivingLchaim #KM