Baby Millionaires | Why Parents Are Saving for Their Kidsβ Pensions | It's All Relative | Dr Eliza Filby
More parents than ever are opening pensions for their children, but this trend isn't really about retirement. It's about how families are adapting to an increasingly uncertain economy.In this episode of It's All Relative, I explore one of the fastest-growing financial trends you've probably never thought much about: parents and grandparents setting up pensions for children from birth.At first glance, it sounds strange. Why would you start saving for someone's retirement before they've even started school?But I don't think the rise of child pensions is really about pensions at all.It's about how parents are thinking differently about security, inheritance and opportunity in a world where housing is unaffordable, university is expensive, careers are uncertain, and retirement keeps moving further away.As families become less confident that they'll be able to hand over a house deposit, pay university fees or leave a substantial inheritance, they're increasingly turning to the one advantage every child has: time.π SUBSCRIBEIf you enjoy conversations about generations, work, wealth, technology, family and the future of society, subscribe for a new episode every week.π BUY MY BOOK β INHERITOCRACYInheritocracy: It's Time to Talk About the Bank of Mum and Dadββββββββββββββββββπ© SUBSCRIBE TO MY SUBSTACKWeekly essays exploring generations, work, wealth, AI, family, parenting and the future.ββββββββββββββββββπ FOLLOW MEWebsiteLinkedInInstagram
Career Advice Nobody Tells You | Freedom, Agility & Uncertainty | It's All Relative
The future of work is changing. Entrepreneurship, AI, portfolio careers, career advice, Gen Z, millennials, small business, financial resilience, purpose, and freedom are reshaping what a successful career looks like. In this episode, I reflect on my own journey from academia to building a business, and the career advice that completely changed my life.When I was in my thirties, someone gave me a piece of advice I've never forgotten: talk to people five to seven years ahead of you, not twenty. It transformed how I thought about my career, why I left academia, and ultimately how I built the business I run today.This isn't a "how to become an entrepreneur" video. In fact, I'm deeply sceptical of hustle culture, the glorification of entrepreneurship, and the endless LinkedIn clichΓ©s about success.Instead, this is an honest reflection on what it takes to build a career in an age where the old scripts no longer work.πFOLLOWIf you enjoy conversations about generations, work, wealth, technology and the future of society, follow for a new episode every week.π BUY MY BOOK β INHERITOCRACYInheritocracy: It's Time to Talk About the Bank of Mum and Dadπ© SUBSCRIBE TO MY SUBSTACKWeekly essays on generations, work, wealth, culture and the future.π WHERE TO FIND MEWebsiteLinkedInInstagram
Capitalism Is Not Free Market | Grace Blakeley Explains Why | It's All Relative
The defining political emotion of the 21st century is powerlessness, says Grace Blakeley who I sat down with on this episode. Capitalism, inequality, stagnant wages, the housing crisis, Gen Z, millennials, entrepreneurship, AI, social mobility, and the future of work are all colliding in ways that are reshaping how we live, work, and think about our future.If capitalism won, why do so many people feel like they're losing? Grace argues that capitalism was never quite the free-market system we were promised. Instead, she suggests we live in an age of concentrated power, monopoly, political influence, and growing inequality. Together, we unpack how this affects everything from education and homeownership to entrepreneurship, community, social mobility, and our sense of freedom itself.π FOLLOWIf you enjoy conversations about generations, wealth, work, demographics, technology, and social change, follow It's All Relative on Spotify and join me every week on It's All Relative.π© SUBSCRIBE TO MY SUBSTACKWeekly essays and analysis on generations, work, wealth, and social changeπ FIND ME ONLINEWebsiteLinkedInInstagram
Why Are Birth Rates Falling? The Real Cost of Having Children | Dr Paul Morland | It's All Relative
Birth rates are collapsing. Fertility rates are falling. Populations are ageing. And governments around the world are starting to panic. I sit down with world-leading demographer Dr Paul Morland, author of No One Left, to explore one of the most important and misunderstood issues shaping our future: demographic decline.Together we unpack what falling birth rates really mean for economies, welfare systems, pensions, healthcare, housing, work and the future of generations to come.FOLLOW FOR MOREIf you enjoy conversations about generations, demographics, work, wealth, technology, and social change, follow It's All Relative on Spotify.π© SUBSCRIBE TO MY SUBSTACKWeekly essays and analysis on generational change, work, wealth and society.π BUY MY BOOK: INHERITOCRACYInheritocracy: It's Time to Talk About the Bank of Mum and Dadπ FIND ME ONLINEWebsiteLinkedInInstagram
Is Gen Z the Most Misunderstood Generation? | It's All Relative with Konrad Collao
I'm joined by youth culture expert and researcher Konrad Collao to unpack one of the most analysed, stereotyped, and misunderstood generations on the planet: Gen Z.Everyone seems to have an opinion about Gen Z.They're either saving the world or destroying it.They're activists or apathetic.Entrepreneurs or work-shy.Progressive heroes or victims of the manosphere.But what if most of what we think we know about Gen Z is wrong?Drawing on three years of research, thousands of interviews and one of the most comprehensive studies of young people in Britain, we explore what it's actually like to be Gen Z today.π Follow on SpotifyA weekly show exploring generational change, work, technology, culture, and the forces shaping modern life.π© Subscribe to My SubstackGet my weekly essays on generations, work, wealth and social change:π Buy InheritocracyMy book on inheritance, family wealth and the Bank of Mum and Dad:π Find Me HereWebsiteInstagramLinkedIn