The Lazy Equity Podcast

S2 EP 8 | Q&A Special: Rentvesting, Trusts & Where to Buy

A fresh episode of the Lazy Equity Podcast is here, and this time Darren and Justin are diving into the questions every property investor is wrestling with. From rentvesting to upgrading your home, to whether you should buy in a trust or your own name, we’re breaking down the strategies everyday investors are weighing up and separating the myths from the data.Inside this episode, we cover: The rentvesting strategy vs upgrading your home multiple times, and which path actually accelerates wealth How your income and salary really determine what’s possible in today’s lending climate The pros and cons of buying in a trust versus in your personal name Key budgeting considerations most investors overlook when planning their first (or next) property Where to invest and how to avoid getting caught in the wrong market at the wrong time This episode is perfect for new and growth-minded investors looking for clarity on strategy, structure, and smart decision-making in the property game.🎙️ Tune in now to get real answers to the questions every investor is asking.See omnystudio.com/listener for privacy information.

S2 E7 | The Truth About Interest Rates

A brand new episode of the Lazy Equity Podcast has just dropped, and this week Justin is back in the studio with Darren to tackle the big question on every investor’s lips: what’s next for interest rates? Rather than chasing headlines, we break down what the RBA’s latest move really means for borrowing, market demand, and long-term strategy. It’s a conversation that zooms out from short-term noise and focuses on what actually builds wealth over decades. Inside this episode, we cover: The century-long average of 5% rates and why ultra-low COVID rates were never built to last Why property is the marriage, and rates are just the mood swings How government stimulus fuelled inflation and forced regulators to lift rates hard and fast The real power of leverage: using the bank’s money to grow, while inflation erodes your debt Why timing the market on rates is a trap, and why compounding equity is the real wealth driver This episode is for investors seeking clarity in uncertain times and a sharper perspective on how to build and hold wealth through every market cycle. 🎙️ Tune in now to discover why the smartest play goes beyond predicting rates.See omnystudio.com/listener for privacy information.

S2 EP 6 | Inside the Mind of a Top 100 Broker: Finance Strategies for Growth with Geoff Lai

We’re back with another big episode of the Lazy Equity Podcast, and today we’re joined by Geoff Lai from Strategic Brokers(recently ranked in the top 100 brokers in Australia by MPA). In just his third year of broking, Geoff climbed to number 56 nationally, a rapid rise built on strategy, systems, and serious results for his clients.This conversation goes far beyond interest rates and loan product, it’s about how to structure finance strategically to unlock more opportunities, not just cheaper repayments. Geoff unpacks the real levers investors can pull to scale smarter, avoid common traps, and position themselves for long-term growth.Together, we dive into: The reality behind rate drops and why not all lenders move the same way How choosing the “cheapest rate” can actually limit your portfolio potential Fixed vs variable loans and the strategy Geoff uses to help clients maximise growth during rate cuts How SMSFs and trust structures create different lending opportunities (and hurdles) Why Victoria is heating up again, how valuations are lagging behind the data, and what that means for investors in fast-moving markets Tactics to compete in hot markets, from unconditional offers to bridging short valuations with confidence This episode is for anyone who wants to move beyond surface-level finance conversations and start thinking like a strategist. Whether you’re a first-time investor or looking to scale into your next properties, Geoff’s insights will shift how you view lending, risk, and opportunity.🎙️ Tune in now to discover how to structure your finance for flexibility, growth, and long-term success."See omnystudio.com/listener for privacy information.

S2 EP 5 - How Leveraging Fuels Legacy with Ryan Bultitude - Part Two

We’re back for Part 2 of our powerful conversation with financial advisor Ryan Bultitude, and this time we’re diving deeper than numbers, spreadsheets, or interest rates. This episode is all about the inner game of leverage the beliefs, mindset shifts, and emotional intelligence required to scale your property portfolio without burning out or getting stuck. Ryan unpacks how successful investors think beyond the deal focusing not just on cash flow, but on compounding opportunity. If Part 1 was about the tools, Part 2 is about the transformation required to wield them effectively. Together, we explore: The psychology of leverage, how the right mindset can either fuel or derail your growth Why fear of debt often masks a lack of education or clarity How to cultivate a legacy-focused lens that drives long-term decisions The role of strategic patience in a market where everyone wants overnight success How to overcome “analysis paralysis” and start executing with confidence This is the conversation for investors who know they’ve got equity, ambition, and the ability but need to sharpen their strategy and shift their mindset to unlock the next level. If you're ready to stop playing small, break through self-imposed limits, and use leverage as a force for generational wealth, this second half is the one to plug into. 🎙️ Tune in now and start building your portfolio with purpose, not pressure.See omnystudio.com/listener for privacy information.

S2 EP 5 - How Leveraging Fuels Legacy with Ryan Bultitude - Part One

In this episode of The Lazy Equity Podcast, we’re joined by powerhouse financial advisor Ryan Bultitude, known for helping everyday investors unlock the full potential of their property portfolios through strategic leverage. If you're ready to scale faster and smarter without starting from scratch this conversation is your blueprint. Ryan breaks down the art and science of leverage not just as a financial tool, but as a philosophy. Together, we unpack the exact tactics, frameworks, and lending strategies that have helped investors move from single-property stagnation to multi-property momentum. From identifying untapped equity to structuring loans for maximum growth, this episode is packed with real-world wisdom you can use immediately. But beyond the numbers, there’s a mindset shift at the core of leveraging successfully. Ryan and the team explore: Why clarity beats caution when it comes to scaling How adopting a legacy-driven mindset unlocks bold action The importance of viewing leverage as a growth accelerator, not a risk factor How emotional detachment from individual assets can help you play the long game Whether you're feeling stuck, playing it too safe, or unsure how to take your portfolio to the next level this episode will give you the mental framework and practical strategies to move forward with confidence. 🎧 Tune in and learn how to leveraging can help you attain lasting wealth.See omnystudio.com/listener for privacy information.