Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel

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Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Episode List

Surprisingly Simple Things That Make You Feel Wealthy

Jun 18th, 2026 10:00 AM

📈 Need help with investing? Check out our free guide!   When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is for you! Next Steps: ·   🎙️ Catch our episode Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?” ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥂 Grand Mimosa Recipe by Inspired Taste ·   1/3 cup sparkling wine ·   1/3 cup orange juice ·   1 tablespoon Grand Marnier Instructions: Add the sparkling wine and orange juice to a champagne flute. Top with Grand Marnier. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Cringe or Cool? People Financially Oversharing on the Internet

Jun 11th, 2026 10:00 AM

💵 Create a free budget and find more margin with EveryDollar.   If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking bizarre public money behaviors—stay tuned to find out if you’re guilty! Next Steps: ·   🎙️ Catch our episode Out With the New, In With the Old: Money and Lifestyle Trends. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍑 Sweet Georgia Peach Smash Recipe by: Pizzazzerie ·       2 ounces bourbon ·       1 teaspoon lemon juice ·       1 ounce simple syrup ·       3 slices peach ·       1 splash seltzer water Instructions: Fill glass with crushed ice. Combine bourbon, lemon juice, and simple syrup in a cocktail shaker. Shake and strain into glass. Top with a splash of seltzer water and garnish with peach slices.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Ick or Sick: We Judge People’s Financial Drama

Jun 4th, 2026 10:00 AM

💵 Create a free budget and find more margin with EveryDollar.   When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z buzzwords.   Next Steps: ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·       Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Cherry Basil Smash Recipe by: BevsByBeverly ·   6 pitted cherries  ·   3 basil leaves ·   .75 ounces fresh lime juice  ·   1 ounce simple syrup ·   2 ounces gin ·   1 ounce soda water    Instructions: Start by adding cherries, lime juice, and simple syrup to a cocktail shaker, and muddle to release as much of the juice from the fruit as possible. Add basil leaves and gently press. Pour in gin and fill with ice. Shake until cold, then pour into a glass. Top off with ice, soda water, and garnish.    Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Rage-Baiting Ourselves With America’s Shocking Home Prices

May 28th, 2026 10:00 AM

🏡 Get organized to buy or sell your home with our Real Estate Home Base.   If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband Winston is here to join the fun and share his real estate expertise.   Next Steps: ·   🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Ranch Water Recipe by: Liquor.com ·   1 1/2 ounces blanco tequila ·   1/2 ounce fresh lime juice ·   6 ounces Topo Chico   Instructions: Add all ingredients to a highball glass filled with ice, gently stir to combine. Garnish with a lime wedge.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Gaslighting (It’s More Common Than You Think!)

May 21st, 2026 10:00 AM

📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing!   Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap that’s keeping you from building wealth.   Next Steps: ·   🎙️ Catch our episode Love and Money: Financial Decisions People Immediately Regret. ·  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·  📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·  💵 Create a free budget and find more margin with EveryDollar. ·  💻 Watch more of the Rick’s Boats episode. ·  🛳️ Watch this call we took on The Ramsey Show.   Connect With Our Sponsors: ·       Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Mango Mojito Mocktail Recipe by Shivani Loves Food ·      1 ripe mango ·      2 fresh limes ·      2 tablespoons mint leaves ·      3 tablespoons granulated sugar ·      2 cups sparkling water   Instructions: Prepare the simple syrup: Add 3 tablespoons sugar and 3 tablespoons boiling water to a small saucepan over low-medium heat. Cook until the sugar has dissolved and the syrup is just starting to bubble, stirring frequently. Set aside to cool. Peel the mango and add the flesh to the jug of a blender. Juice one of the limes and add the juice to the blender. Blend the mango and lime juice into a smooth puree. You may wish to strain the puree if it has any lumps. Slice the other lime into wedges and add the wedges to a large jug along with the mint leaves. Use a muddler or the back of a wooden spoon to crush the limes and mint to release their flavors. Add the mango puree to the jug along with the simple syrup—I recommend starting with a small amount of simple syrup (1 tablespoon) and adding more later if desired. Top up the jug with sparkling water and give it a stir. Taste the mango mocktail and add more lime, mint or simple syrup if desired. Serve the mango mojito mocktails over ice and garnished with extra mint and lime. Enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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