Smart Money Happy Hour with Rachel Cruze and George Kamel

Ranking the Worst Financial Habits (and Admitting Our Guilt)

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.   If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits. Next Steps: 🎙️ Catch our episode We’re Here to Judge Your Guilty Pleasures (With Love). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Pisco Sour Recipe by: Liquor.com 2 ounces pisco 1 ounce lime juice 1/2 ounce simple syrup 1 egg white Instructions: Add pisco, lime juice, simple syrup and egg white into a shaker and dry shake (without ice) vigorously. Add ice and shake again until well chilled. Strain into a chilled glass and serve!  Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Subtle Habits That Reveal a Quiet Millionaire

📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.   Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.   Next Steps: 🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar. 💻 Figure out your next financial move with Ramsey’s Get Started Assessment.   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail Recipe from The Mindful Mocktail 3 ounces still apple cider 1 ounce freshly squeezed lime juice 6 mint leaves 1 teaspoon apple cider vinegar Pinch powdered cinnamon  3 ounces ginger ale Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to People Justifying Their Outrageous Spending Habits

📈 Plan and save for the future with Ramsey’s Investment Calculator.   We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits.   Next Steps: 🎙️ Catch our episode We Settle Your Heated Money Arguments. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar. 💻 Figure out your next financial move with Ramsey’s Get Started Assessment.   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan Recipe from Smart Money Happy Hour mixologist Michael Reddish  2 ounces bourbon 1 ounce dry vermouth  1 ounce amaro 2–3 dashes black walnut bitters 2–3 dashes chocolate bitters Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Love and Money: Financial Decisions People Immediately Regret

💵 Create a free budget and find more margin with EveryDollar.   Is love blind? Some of your financial decisions certainly make it seem that way! Today, we’re reacting to people’s biggest money mistakes made on behalf of their loved ones.   Next Steps: 🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Trophy Wife Spritz Recipe from Fly Girl Bartending  Mint leaves 1/2 ounce honey 3 ounces club soda 3 ounces nonalcoholic sparkling wine  Grapefruit Instructions: Place mint in the bottom of a wine glass. Add honey and club soda and stir. Fill the glass with ice and top with sparkling wine. Garnish with mint and grapefruit and enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel[AP3] [JS4]  🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)

💵 Create a free budget and find more margin with EveryDollar.   Career, relationships, self-improvement—life is full of important choices, and today we’re unpacking all the options with bestselling author and The Ramsey Show co-host Ken Coleman.   Next Steps: 🎙️ Catch our episode Critiquing Your Spending Habits (and Ours) With Dr. John Delony 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  🤑 Catch Ken’s episode with George: Financial Expert: These Common Money Habits Are Keeping You Poor 🤩 Catch Ken’s episode with Rachel: Marriage, Parenting and Growing Up as Dave Ramsey’s Daughter   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Kentucky Mule Recipe from Liquor.com  2 ounces bourbon 1/2 ounce lime juice, freshly squeezed  Ginger beer, to top  Garnish: mint sprig   Instructions: Add the bourbon and lime juice to a copper mug or a highball glass. Fill the mug or glass with ice and top with ginger beer. Garnish with a mint sprig and enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices