Smart Money Happy Hour with Rachel Cruze and George Kamel

Frugal Hacks That Could Go Too Far

💰 Find extra money in just two weeks with our Money Finder Challenge!   Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune in to make sure you’re not sabotaging your budget. Next Steps: ·   🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts) ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·    💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍉 Watermelon Mint Mocktail Recipe By: olivianoceda ·   1 lime ·   Dash of maple syrup ·   1/4 cup fresh watermelon ·   1 ounce lime sparkling water ·   Fresh mint ·   Ice   Instructions: Slice half of your lime into wedges. Squeeze 4 wedges into your glass. Add a dash of maple syrup, 0.5–1 ounce of lime juice (depending on how tart you want it), 1 ounce of sparkling water. Add watermelon cubes and muddle. Then, take a handful of mint and slap it between your hands 6–8 times. Rub it on the rim of the glass and add it to the drink. Add ice. Top with sparkling water. Mix and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?

📚 Grab a copy of George’s book, Breaking Free From Broke!   At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in your wealth-building journey. Next Steps: ·   🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🧨 4th of July Mocktail Recipe By: mocksontherocks ·   2 ounces grenadine ·   2/3 Sprite or lemon-lime soda ·   Splash of blue Gatorade   Instructions: Add grenadine to a glass, then fill glass with ice. Fill 2/3 of glass with Sprite and top with blue Gatorade.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Calling Out the Biggest Money Wasters of All Time

💰 Find extra money in just two weeks with our Money Finder Challenge!   We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being snatched by these common money wasters? Stay tuned to find out!Next Steps: ·   🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹🌼 Gin Daisy Recipe by: Kristiwithatwist   ·   2 ounces gin ·   0.75 ounces orange liqueur ·   0.75 ounces lemon juice ·   0.25 ounces grenadine ·   club soda Instructions: Add gin, orange liqueur, lemon juice, and grenadine to a cocktail shaker filled with ice and shake. Strain into a glass over ice and top with club soda.     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Surprisingly Simple Things That Make You Feel Wealthy

📈 Need help with investing? Check out our free guide!   When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is for you! Next Steps: ·   🎙️ Catch our episode Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?” ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥂 Grand Mimosa Recipe by Inspired Taste ·   1/3 cup sparkling wine ·   1/3 cup orange juice ·   1 tablespoon Grand Marnier Instructions: Add the sparkling wine and orange juice to a champagne flute. Top with Grand Marnier. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Cringe or Cool? People Financially Oversharing on the Internet

💵 Create a free budget and find more margin with EveryDollar.   If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking bizarre public money behaviors—stay tuned to find out if you’re guilty! Next Steps: ·   🎙️ Catch our episode Out With the New, In With the Old: Money and Lifestyle Trends. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍑 Sweet Georgia Peach Smash Recipe by: Pizzazzerie ·       2 ounces bourbon ·       1 teaspoon lemon juice ·       1 ounce simple syrup ·       3 slices peach ·       1 splash seltzer water Instructions: Fill glass with crushed ice. Combine bourbon, lemon juice, and simple syrup in a cocktail shaker. Shake and strain into glass. Top with a splash of seltzer water and garnish with peach slices.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices