The Money Gains Podcast

Financial Adviser Reveals: Why You Don't ACTUALLY Need One (Just Do This!) - Pete Matthew (Meaningful Money)

In this episode of the Money Gains Podcast we welcome Pete Matthew from Meaningful Money to the show. Pete unpacks his "cash flow ladder" approach to retirement drawdown, explains why blanket de-risking near retirement can be a costly mistake, and shares the behavioural side of financial planning that most advice ignores. ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Gains App is LIVE!An AI-powered budgeting and cashback app designed to help you make more of your money.Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z---------✅ Why de-risking your pension automatically as retirement nears could actually hurt you, and what to do instead ✅ How the "cash flow ladder" protects your retirement pot from crashing markets at the worst possible moment ✅ Why chasing a round number like £1 million is the wrong goal, and how to work out what your life actually costs ✅ How most financial advice fails because it ignores the psychology and behaviour behind people's money decisions ✅ Why the biggest life transitions are when you should actually seek financial advice---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Economist Warns: STOP Just Buying the S&P 500 (Without Knowing This!) - Andrew Craig

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains is the UKs first budgeting and cashback app that helps you track your spending and save more!Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z------This week we welcome back Andrew Craig to the show to discuss why passive investing into index funds could actually be more dangerous than we might think.DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

How To Invest £100 A Month (UK Investing For Beginners Guide)

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------Gains is the UKs first budgeting and cashback app that helps you track your spending and save more!Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z-----CHAPTERS0:00   Intro2:10   Why £100 Matters5:10   Compounding & The Real Numbers9:51   What To Sort Before You Invest15:44  How The Stock Market Works22:18  A Stocks & Shares ISA (Fast vs Slow Pounds)26:47  Stocks, Funds, ETFs & Indexes31:15  The Strategy35:20  ConsistencyDISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor

Michael Taylor joins me today to discuss the growing issue of big corporations tax avoidance in the UK and the £47 billion in lost taxes.---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------🚨 REFUND CLUB 🚨Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains-----Gains App is now LIVE!It's an AI-powered budgeting and cash back app designed to help you make more of your money.Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1zChapters0:00   Michael's back0:18   Starbucks pays zero tax3:30   How they legally do it11:31  Britain's £47bn tax gap12:08  AD: Trading 212 13:05  The wealth tax is the wrong fight16:38  The high street is dying21:57  AD: Refund Club23:43  UK stocks vs US stocks31:01  AD: Gains App 30:05  How to actually pick UK stocks 41:23  Shorting & raising money45:57  Trading life, trolls & wrap-up---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.REFUND CLUB DISCLAMER*Refund Club is a trading style of Sandsford Law LTD. You can pursuea claim free of charge directly to your lender and then to the FinancialOmbudsman Service. The FCA is likely introducing a free to useConsumer Redress Scheme; it estimates the average redress peragreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

I Advised 2,500 Millionaires: The REAL Reason You're Not Rich! (Jason Butler)

Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires - what is the reason you're not rich yet! ---------👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)*Commission-free investing: Other fees may apply. See terms and fees*---------🚨 REFUND CLUB 🚨You could be due a £829 car finance refund!Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains-----Gains App is now LIVE!It's an AI-powered budgeting and cash back app designed to help you make more of your money.Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1zCHAPTERS0:00 What financial wellbeing means2:23 Does money buy happiness?9:58 £60k in debt at 2412:40 Ditch your credit card15:40 Trading 212 AD19:57 The 24-hour spending rule25:40 Refund Club AD32:34 Get rich slowly37:06 What do you actually want?37:54 Gains App AD49:02 Can you afford your job?57:28 Building a business---------DISCLAIMER:This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.REFUND CLUB DISCLAMER*Refund Club is a trading style of Sandsford Law LTD. You can pursuea claim free of charge directly to your lender and then to the FinancialOmbudsman Service. The FCA is likely introducing a free to useConsumer Redress Scheme; it estimates the average redress peragreement will be £829. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist