Investies: Your Weekly Guide to the Stock Market, Investing & Economy

Q1: The Chokehold — How One Waterway Is Shaking Your Portfolio

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda's Wealth Warrior Course is still open for registration: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com This week we break down why the stock market just posted its fifth straight week of declines — and how a 21-mile-wide waterway called the Strait of Hormuz has become the most important piece of real estate in the global economy. We explore how Iran is using it as leverage, why three major developments last week signal a bigger and longer war, and what it all means for your portfolio.Market Numbers Referenced (Week Ending 3/27/2026):Dow Jones: 45,166.64 (down 793 points / -1.73% on Friday). S&P 500: 6,368.85 (seven-month low, fifth straight weekly loss). Nasdaq Composite: 20,948.36 (down 2.15%, in correction territory — down 10%+ from highs). Oil: ~$80/barrel.Sources & Further Reading:CNBC: “Dow tumbles almost 800 points and enters correction” (March 27, 2026). CNN: “Iran has a new demand to end the war — and it could bring in billions” (March 28, 2026). NPR: “The News Roundup for March 27, 2026” — 82nd Airborne deployment. ISW Iran Update Special Reports (March 25–29, 2026) — Russia-Iran intelligence sharing, Israel-Lebanon expansion. Investopedia: “Stocks Plunge, Extend Skid to 5 Weeks” (March 27, 2026). Forbes: “Dow, S&P 500 And Nasdaq Fall To 2026 Low” (March 19, 2026). Bloomberg Economics — Dina Esfandiary quote on Iran’s Hormuz strategy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices

Q1: What are Trump Accounts? And how can you make the most of them?

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda unpacks Trump Accounts--stock market accounts for newly born American citizens. We're taking advantage of rare good policy from the Trump administration to help our kids build their own wealth and increase their financial literacy. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies We did a lot of research for today's episode. Here are our sources + helpful links: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com Official Resources•  trumpaccounts.gov — Official portal & enrollment•  irs.gov/trumpaccounts — IRS guidance & Form 4547•  IRS Notice 2025-68 — Detailed regulatory guidanceKey Facts at a Glance•  Launch date: July 5, 2026•  Government seed: $1,000 (births 2025–2028)•  Annual contribution cap: $5,000 (indexed to inflation from 2028)•  Employer contribution cap: $2,500/year•  Investment: Low-cost U.S. equity index funds, 0.10% expense cap•  Withdrawals locked until age 18; then traditional IRA rules apply•  No earned income requirement; no income cap for contributorsSources Referenced•  Vanguard: “What to Know About the New Trump Accounts for Kids”•  Charles Schwab: “The Ins and Outs of the New Trump Kids’ Accounts”•  Fidelity: “What Are Trump Accounts and How Do You Open One?”•  J.P. Morgan / Chase: “Trump Accounts: Should You Open One for Your Child?”•  Center for Retirement Research at Boston College•  NBC News, Washington Post, PBS News Hour Learn more about your ad choices. Visit podcastchoices.com/adchoices

Q1: How does the stock market respond to war? + a market update

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda examines how the stock market has responded to war in the past, using the example of the market during World War I and World War II. Currently, the market is reacting to the US attacks on Iran; in this episode, Linda breaks down how the violence impacts market volatility.She also discusses her course, Wealth Warrior. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Q1: Interpreting PPI Data and ADP Jobs Report + The highest oil price spike in years

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.On this episode, Linda interprets both the most recent data from the Producer Price Index (PPI) and the Automatic Data Processing (ADP) Jobs report. Trump says inflation has decreased, but Linda uses the PPI data to reach a different conclusion. Linda also discusses how the jobs report showed an unexpectedly high amount of jobs created for the private sector and why, despite this, manufacturing jobs are still in decline. Lastly, she says this is the highest oil price spike since 2022 when Russia invaded Ukraine. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices

Q1: From the archive: Linda discusses the importance of self care at Chasing and Camilla & Very That’s “Cuidate” panel in San Antonio

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.We're featuring an episode from September 30, 2025: Linda recently spoke with actor Angela Aviles and Erika Prosper about self care in San Antonio. They talked about how to take care of yourself when you're doing the absolute most, and how to stay grounded during challenging times.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices