The Diana Richey Podcast

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Finance has long felt closed off and inaccessible to most people. Defined by insider language and abstract systems, it often feels disconnected from everyday life. It’s no wonder so many people feel shut out of financial conversations or hesitant to learn more. For many, this creates discomfort, even an aversion to discussing money. Diana Richey’s podcast is different. Each episode is shaped by listeners’ questions—the ideas you’ve turned over in your head and the terms you’ve wanted to u...

Episode List

Unpacking: What Does the "One Big Beautiful Bill Act" Mean for Me?

Jul 14th, 2025 9:35 PM

The “One Big Beautiful Bill Act” or “OBBBA” took effect on July 4, 2025. What’s in the legislation? And how can you be smart about your taxes in light of the new laws?This episode breaks down the top five tax planning strategies plus a few bonus considerations. Get full access to Diana Richey at dianarichey.substack.com/subscribe

Unpacking: Should I Invest in a Low-Cost S&P 500 Index Fund?

Jul 2nd, 2025 8:39 AM

We hear it all the time. “Put your money in an S&P 500 index fund.” Or, “put your money in a target date fund.” Set it and forget it.This episode probes the academic origins of passive investing, and walks through pros, cons, and an alternative approach. Get full access to Diana Richey at dianarichey.substack.com/subscribe

Q&A: How Do I Wisely Invest a $220K Gift?

May 28th, 2025 8:34 PM

A listener writes: I have recently been gifted $220,000 and I want to wisely invest it! I obviously want the best of all worlds and would like the money to earn money AND be able to easily and safely without penalty withdraw funds when needed.This episode walks through immediate action steps plus Roth IRAs and alternative accounts. Get full access to Diana Richey at dianarichey.substack.com/subscribe

Q&A: Should I Keep a Two-Year Emergency Fund in the Bank?

May 4th, 2025 5:09 PM

A listener asks: Should I keep a two-year emergency fund in the bank?This episode explores both the energetics and practical details of emergency savings. Get full access to Diana Richey at dianarichey.substack.com/subscribe

Q&A: How Do I Negotiate Divorce With Retirement Coming Up?

Apr 18th, 2025 8:26 PM

A listener writes: I’m almost 60 years old. I’m currently going through a divorce after almost 33 years of marriage. I haven’t worked outside the household for over 23 years. How do I know the divorce settlement is good, taking into account taxes, Medicare, retirement coming up, etc.?This episode breaks down income and asset division plus tax and Medicare considerations.https://www.ssa.gov/family/amounthttps://institutedfa.com/find-a-cdfa/ Get full access to Diana Richey at dianarichey.substack.com/subscribe

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