BigDeal

#119 Investing Expert: Your Step-By-Step Plan to Build Generational Wealth | Vivian Tu

Money advice is broken. It’s either shamey, gatekept, or written for people who already have money. Vivian Tu built her career proving there’s a better way. After learning how money actually moves inside Wall Street at JPMorgan, she left the system and taught millions how to win at it anyway through Your Rich BFF. No jargon. No guilt. Just systems that work. Vivian is a former Wall Street trader turned financial educator and founder of Your Rich BFF, one of the largest personal finance platforms in the world. She’s known for translating complex money rules into clear, actionable playbooks for people who were never taught how wealth is built or protected. She breaks down:• Why buy-now-pay-later isn’t convenience, it’s a quiet wealth killer• How to calculate your “walk away” number and what it actually unlocks• Why budgeting fails when it’s about restriction instead of design• The invisible tactics advertisers use to drain your financial discipline• How wealthy families transfer money intentionally while everyone else leaves it to chance• Why housing, wages, and timing really are stacked against younger generations• The only kind of income that compounds without burning you out• How to handle your first $10K without overthinking it• Why prenups are protection, not a lack of trust• How to split money with a partner in a way that’s fair, not equal This isn’t theory or hustle culture. It’s applied finance from someone who’s seen how the game is played behind closed doors and decided to explain it in plain English. If money has ever felt overwhelming, confusing, or emotionally loaded, this conversation rewires how you think about it and what’s actually possible. Check out Vivian's new book Well Endowed: The Secrets to Strategic Spending, Building a Financial Foundation for You and Your Family, and Creating Lasting Generational Wealth here: https://www.harpercollins.com/pages/wellendowed And follow her at @YourRichBFF on all platforms. ***Also hi I’m Codie and I run an investment and advisory firm that helps you buy and build businesses. Every year we do one 3 day virtual workshop to help you find, finance and learn to do deals live. Come learn what Wall Street (and your boss or competitors) hope you never learn. https://contrarianthinking.biz/MSML_BDYT26 ___________ 00:00:00 Introduction 00:01:16 The Buy Now Pay Later Trap: How Creative Debt Keeps You Broke 00:03:45 It's Harder to Be Young Today: The Math Behind Generational Wealth Inequality 00:07:23 Temptation Touch Points: The Pixel Tracking System Designed to Drain Your Wallet 00:09:38 Willpower Is a Losing Game: Why Financial Discipline Beats Motivation 00:10:41 Wall Street's Biggest Lie: Rich People Talk About Money All the Time 00:14:12 Old Money vs New Money: Social Capital and the Unspoken Club 00:18:31 Financial Choreography: How Rich People Strategically Move Money Through Life 00:19:50 Main Street Millionaire Live: Your Path to Business Ownership 00:20:24 Prenups Are Insurance, Not Distrust: The Government Default Agreement 00:24:20 Equitable vs Equal: The Math of Splitting Expenses in Relationships 00:29:59 Budgeting Needs a New PR Team: The 50-30-20 Framework That Actually Works 00:31:48 Automate Your Savings: The Paycheck Portal Hack That Builds Wealth Invisibly 00:34:19 Emergency Funds and the Levers: How Much Cash Should You Actually Keep 00:37:17 Calculate Your F You Number: The 4 Percent Rule for Financial Freedom 00:39:58 The Four-Square Money Talk: What to Know Before You Marry Someone 00:48:40 Well in Doubt: Building Your Personal Endowment for Life 00:50:44 Your First Ten Thousand Dollars: The Exact Allocation Strategy 00:53:58 Passive Income Is a Lie Unless You Own Something 00:56:39 Money as a Mirror: Why Your Financial Reality Reflects Your Self-Belief ___________ MORE FROM BIGDEAL 🎥 YouTube: https://www.youtube.com/@podcastbigdeal 📸 Instagram: https://www.instagram.com/bigdeal.podcast 📽️ TikTok: https://www.tiktok.com/@big.deal.pod ... Learn more about your ad choices. Visit megaphone.fm/adchoices

#118 You Aren't Alone Enough.

If you feel mentally crowded, over-influenced, or disconnected from your own powers, today’s episode is for you. It’s about how stepping back — intentionally — can restore clarity, confidence, and direction. We explore why solitude isn’t loneliness, but a practical tool for better decisions and stronger self-trust. Drawing from Carl Jung’s idea of individuation, Nietzsche’s writing on original thought, and examples like Sarah Blakely building Spanx against outside advice, the episode looks at how people develop an internal compass instead of borrowing one from the world. I also introduce the “Inner Board Meeting” framework: a way to separate the voices of vision, execution, and self-protection so choices come from your core, not reactivity. Along the way, we examine burnout as identity suppression, midlife crises as unmet meaning, and the hidden cost of being too available to others. The goal isn’t withdrawal—it’s learning how to hear yourself again. Ready to turn your newsletter into your career? Head to https://beehiiv.com/codie and use code CODIE30 for 30% off your first three months. ___________ 00:00:00 Introduction 00:00:42 The Crisis of Solitude: Why You Need to Be Alone 00:02:21 Carl Jung's Individuation: Becoming Who You Truly Are 00:02:44 The Psyche Map: Ego, Persona, Shadow, and Self 00:03:54 Energy Vampires: Why Being Too Available Drains You 00:09:03 The Inner Board Meeting: Dialogue With Your Inner Voices 00:12:09 Nietzsche on Solitude: Flee Into Your Solitude 00:14:19 Sarah Blakely and the Path of Solitude 00:19:12 Strategic Non-Reactivity: The Bare Hibernating Method 00:21:05 Midlife Crisis as Opportunity: When Your Persona Cracks 00:22:02 Burnout is Shadow Suppression 00:26:23 The Self-Contract: Choosing Your Identity 00:28:20 Potential Is Worthless: Reality Over Possibility 00:29:57 Main Street Millionaire Live: Your Path to Business Ownership ___________ MORE FROM BIGDEAL 🎥 YouTube: https://www.youtube.com/@podcastbigdeal 📸 Instagram: https://www.instagram.com/bigdeal.podcast 📽️ TikTok: https://www.tiktok.com/@big.deal.pod MORE FROM CODIE SANCHEZ 🎥 YouTube: https://www.youtube.com/@codiesanchezct 📸 Instagram: https://www.instagram.com/codiesanchez 📽️ TikTok: https://www.tiktok.com/@realcodiesanchez OTHER THINGS WE DO 🌐 Our community: https://contrarianthinking.typeform.com/to/WBztXXID 📰 Free newsletter: https://contrarianthinking.biz/3XWLlZp 📚 Biz buying course: https://contrarianthinking.biz/3NhjGgN 🏠 Resibrands: https://resibrands.com/ 💰 CT Capital: https://contrarianthinking.biz/4eRyGOk 🏦 Main St Hold Co: https://contrarianthinking.biz/3YfGa8u Learn more about your ad choices. Visit megaphone.fm/adchoices

#117 Stop People Pleasing: How To Set Boundaries (And Say No) | Charlamagne Tha God

Most people think hard conversations are about winning. Charlamagne Tha God knows better - they’re about controlling the frame. After nearly three decades in radio — turning The Breakfast Club into a cultural force and surviving the internet’s loudest pile-ons — he’s learned why some people dominate conversations without being the smartest, loudest, or most liked. In this no-filter episode, Charlamagne breaks down the exact frameworks he uses to handle toxic people, win high-stakes conversations, and stay grounded while millions are watching. We get into why he asks every question twice (“but why?”), how he stopped people-pleasing and started setting real boundaries, why gratitude beats ambition, and the brutal truth behind the rule of 10 — three people will love you, three will hate you, and the rest don’t care. This isn’t theory. It’s applied psychology from the trenches. From quitting Twitter before it broke him, to the panic-attack mantra that saved his career, to why blue-collar work matters more than AI hype, to why 50 Cent-level petty can be oddly therapeutic. If difficult people drain you, boundaries feel hard, or you want to communicate with calm confidence in a world that rewards noise — this episode will permanently upgrade how you think, talk, and move. ___________ 00:00:00 Introduction 00:01:17 The Art of the Interview: Why Matters Most 00:06:57 Obsession Is the Price of Greatness 00:12:45 Work-Life Balance and Living Life to Fuel Your Work 00:15:30 Einstein Time: You Create Your Own Time 00:20:08 The Rule of 10: Why You Can't Please Everyone 00:22:53 50 Cent's Level of Petty: The Power of Revenge 00:31:25 Verbally Abusive Relationships With Your Smartphone 00:40:12 The Black Effect Podcast Network: Building Empire 00:45:15 Money Is Not the Root of All Evil: Rewriting Your Money Story 00:51:18 God, Faith, and the Voice That Guides You 01:02:42 Blue Collar Jobs Are the Future: The Trade School Revolution 01:10:29 The Breakfast Club on Netflix and What's Next 01:10:28 Final Words: Gratitude, God, and Keeping It Real ___________ MORE FROM BIGDEAL 🎥 YouTube: https://www.youtube.com/@podcastbigdeal 📸 Instagram: https://www.instagram.com/bigdeal.podcast 📽️ TikTok: https://www.tiktok.com/@big.deal.pod MORE FROM CODIE SANCHEZ 🎥 YouTube: https://www.youtube.com/@codiesanchezct 📸 Instagram: https://www.instagram.com/codiesanchez 📽️ TikTok: https://www.tiktok.com/@realcodiesanchez OTHER THINGS WE DO 🌐 Our community: https://contrarianthinking.typeform.com/to/WBztXXID 📰 Free newsletter: https://contrarianthinking.biz/3XWLlZp 📚 Biz buying course: https://contrarianthinking.biz/3NhjGgN 🏠 Resibrands: https://resibrands.com/ 💰 CT Capital: https://contrarianthinking.biz/4eRyGOk 🏦 Main St Hold Co: https://contrarianthinking.biz/3YfGa8u Learn more about your ad choices. Visit megaphone.fm/adchoices

#116 8 Tips For Killing Weakness (From Someone Who Learned The Hard Way)

Most people think weakness is beaten with motivation. It’s not. Weakness is eliminated with standards. After years on Wall Street and building businesses, I learned the hard way that comfort kills more dreams than failure ever will. The people who break through don’t feel their way forward. They enforce rules on themselves. In this raw episode, I break down eight brutal truths most people need to hear. Why motivation doesn’t kill weakness but standards do. Why your inner circle will either save or sabotage your life. Why confidence comes after action, not before. And why setting goals you never fully reach is one of the most unfair advantages in life. You’ll also learn why elite performance requires being a little unhinged, why you get paid to practice not perform, and why winners aren’t special, they’re obsessed with proving themselves. This isn’t theory. It’s applied psychology backed by real research and hard lessons. From self-control predicting success more than IQ to social circles shaping outcomes, this episode will change how you think about discipline, standards, and what it actually takes to kill weakness for good. Building real wealth doesn't require a flashy startup — it just takes one boring, cash-flowing business. Join me at Main Street Millionaire Live to get my exact playbook for finding, buying, and scaling a business. Stop wondering how ownership could change your life, and come find out: https://contrarianthinking.biz/MSML_BDYT26 ___________ 00:00:00 Introduction 00:01:45 How to Kill Weakness: Starve It 00:04:32 Your Inner Circle Will Ruin or Save Your Life 00:06:55 Work Ethic Eliminates Fear 00:09:31 Set Goals You Never Reach: The Unfair Unlock 00:11:39 Stop Normalizing Comfort 00:13:43 Elite Requires Unhinged 00:15:58 You Get Paid to Practice, Not Play the Game 00:17:44 Stop Pitying Weakness, Including Your Own 00:21:14 You Don't Need Confidence: Just Keep Trying ___________ MORE FROM BIGDEAL 🎥 YouTube: https://www.youtube.com/@podcastbigdeal 📸 Instagram: https://www.instagram.com/bigdeal.podcast 📽️ TikTok: https://www.tiktok.com/@big.deal.pod MORE FROM CODIE SANCHEZ 🎥 YouTube: https://www.youtube.com/@codiesanchezct 📸 Instagram: https://www.instagram.com/codiesanchez 📽️ TikTok: https://www.tiktok.com/@realcodiesanchez OTHER THINGS WE DO 🌐 Our community: https://contrarianthinking.typeform.com/to/WBztXXID 📰 Free newsletter: https://contrarianthinking.biz/3XWLlZp 📚 Biz buying course: https://contrarianthinking.biz/3NhjGgN 🏠 Resibrands: https://resibrands.com/ 💰 CT Capital: https://contrarianthinking.biz/4eRyGOk 🏦 Main St Hold Co: https://contrarianthinking.biz/3YfGa8u Learn more about your ad choices. Visit megaphone.fm/adchoices

#115 Stop Spiraling: The 4-Step Check-In That Resets Your Mind | Gabby Bernstein

Most people think confidence is about believing in yourself. Gabrielle Bernstein knows better — it's about befriending the parts of yourself that hold you back. After two decades as a spiritual teacher and writing 11 bestselling books, the author of The Universe Has Your Back and Self-Help has cracked the code on why we sabotage our success, stay stuck in negative loops, and block the very abundance we're trying to attract.In this raw, deeply personal conversation, Gabrielle breaks down the exact Internal Family Systems (IFS) framework that changed her life, why pushing harder actually blocks manifestation, how suppressed trauma creates parts that sabotage you decades later, and why the 3 AM spiral can be stopped by visualizing your thoughts in a bubble and sending them away.And it’s not just vibes — it's applied psychology. If you've ever felt like you're blocking your own success, spiraling in negative self-talk, or pushing so hard you can't receive what's trying to come to you, this episode will rewire how you think about confidence, manifestation, and what it actually takes to attract abundance.If this episode hits a nerve, good. Because insight without action is just expensive therapy. That’s why we built Main Street Millionaire Live — three days with real operators learning how to buy and build boring, cash-flowing businesses that create actual freedom. Main Street Millionaire Live is where mindset turns into money. Less manifesting. More ownership. Learn more at https://contrarianthinking.biz/MSML_BDYT26Keep up with Gabrielle Bernstein:Website: https://gabbybernstein.com/Instagram: https://www.instagram.com/gabbybYouTube: https://www.youtube.com/@GabrielleBernsteinPodcast: https://gabbybernstein.com/podcast/___________00:00:00 Introduction 00:01:25 The Confidence Problem: Why We Don't Set Big Goals 00:04:03 Breaking the Spiral: The Loop-Breaking Method 00:09:02 When You Change How You Look at Things, Everything Changes 00:09:46 Doing vs. Allowing: Drop the Tupperware, Keep the China 00:11:30 Manifesting Done Right: You're Always Manifesting Something 00:16:16 Energy Is Contagious: The Science Behind Your Imprint 00:18:04 Main Street Millionaire Live: Your Path to Business Ownership 00:18:40 The Choose Again Method: Name It, Forgive It, Redirect It 00:21:16 Why We Lose Our Joy: Core Beliefs and Protection Mechanisms 00:22:18 Internal Family Systems: Befriending the Parts That Hold You Back 00:31:03 The Four-Step Check-In: How to Heal Your Parts 00:39:20 Real Boundaries Come From Self-Compassion, Not Rage 00:28:13 The Hormone Monster: Perimenopause, Parts, and Partnership 00:45:42 How to Find a Good Therapist: The Safety Test 00:50:04 AI, Mediumship, and the Future of Spiritual Guidance 00:56:38 Abundance, Receptivity, and the Maternal Energy Shift 01:03:57 Do Less, Attract More: The Promise That Changes Everything 01:04:52 Main Street Millionaire Live: Join the Revolution___________MORE FROM BIGDEAL🎥 YouTube: https://www.youtube.com/@podcastbigdeal📸 Instagram: https://www.instagram.com/bigdeal.podcast📽️ TikTok: https://www.tiktok.com/@big.deal.podMORE FROM CODIE SANCHEZ🎥 YouTube: https://www.youtube.com/@codiesanchezct📸 Instagram: https://www.instagram.com/codiesanchez📽️ TikTok: https://www.tiktok.com/@realcodiesanchezOTHER THINGS WE DO🌐 Our community: https://contrarianthinking.typeform.com/to/WBztXXID📰 Free newsletter: https://contrarianthinking.biz/3XWLlZp📚 Biz buying course: https://contrarianthinking.biz/3NhjGgN🏠 Resibrands: https://resibrands.com/💰 CT Capital: https://contrarianthinking.biz/4eRyGOk🏦 Main St Hold Co: https://contrarianthinking.biz/3YfGa8u Learn more about your ad choices. Visit megaphone.fm/adchoices