The Purposeful Banker

What Bank Leaders Need to Know About Stablecoins

As stablecoins move from industry debate to practical planning, Alex Treece of Stablecore joins the podcast to explore what banks should be doing now to prepare responsibly and what strategic, operational, and compliance questions matter most as digital assets evolve as a payment rail. Related Links [Blog] The Value of Digital Assets in Commercial Banking [LinkedIn] Alex Treece [Website] Stablecore

The Math That Breaks Bank Silos

Nick Koutouras, leader of Q2's Relationship Pricing and Profitability team, explains why bank silos persist even with aligned teams: because the "shared math" arrives too late. Learn how relationship-level economics, the four seasons of banking, and delivery-to-promise reviews help leaders prevent drift and make better decisions. Related Links [LinkedIn] Nicholas Koutouras [Blog] Q2.com  [Podcast] Take the Emotion Out of Relationship Management

What Digital Dollars Mean for Treasury and Payments

Todd Klapprodt joins the podcast to provide a practical primer on stablecoins, tokenized deposits, and other digital assets—what they are, why commercial banking is paying attention, and how financial institutions can explore use cases safely. Related Link [LinkedIn] Todd Klapprodt https://www.linkedin.com/in/tklapprodt/

Will 2026 Be the Year of Intention? 2026 State of Commercial Banking Preview

Digital banking in 2026 is shaping up to be an efficiency race driven by ERP connectivity, instant payments, and the shift toward small business "hub" experiences. In this episode, Debbie Smart previews what the 2026 State of Commercial Banking reveals about where AI is becoming practical, why integration is the real battleground, and what banks need to deliver to stay primary in the relationship. Related Links [Webinar] 2026 State of Commercial Banking https://event.on24.com/wcc/r/5161232/8BB4637FACD9F95388E41F4A3B668E53  [LinkedIn] Debbie Smart https://www.linkedin.com/in/debbiesmart/ 

Showcasing Liquidity's Role: 2026 State of Commercial Banking Preview

 In this episode of The Purposeful Banker, Jim Young sits down with Anna-Fay Lohn for a quick preview of the State of Commercial Banking analysis based on 2025 Q2 PrecisionLender data. They unpack the liquidity rebound, shifting deposit dynamics, accelerating pricing activity, spread compression, and what fixed-rate roll-offs mean for margins heading into 2026. Related Links [Webinar Registration] 1 p.m. February 10, 2026 State of Commercial Banking [Blog] Monthly Commercial Loan and Deposit Pricing Market Updates [LinkedIn] Anna-Fay Lohn