How To Get Out Of Debt In 2026 | 506

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Budget besties, this one’s for you if you’ve ever said “I wanna be debt-free... but I’m not giving up my lattes, date nights, or vacations.” 🙋🏽‍♀️🙋🏼‍♀️

We’re kicking off 2026 with a real-talk game plan to pay off your debt without sacrificing your life or surviving on ramen and resentment. That means no rice and beans unless you really like them, and yes to being intentionally bougie.

In this episode, we’re breaking down:

🔹 Why you don’t need to be gazelle intense (and what kind of animal you should be)

🔹 How to track every single debt on one clear, beautiful page

🔹 The three main ways to pay off debt—and how to choose the one that fits your life

🔹 Why minimum payments aren't the enemy (yep, you read that right)

🔹 How to find your "extra on debt" number without white-knuckling your way through the month

🔹 And how to be your own bank—so unexpected expenses don’t knock you off track

We’re sharing stories from clients who set boundaries (like, I’m doing this but I’m not giving up travel), and still made incredible progress. Because that’s what “bougie on a budget” is really about: spending in alignment with your values while still making moves.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

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