Fall 2026 First Time Home Buyer Market Update - Inventory, Deals, & More - 411

Flat prices, stable rates, rising inventory — this episode reveals why today’s “boring” market is a gift for first-time buyers.

This 2025 market update breaks down why the so-called “stagnant” housing market is actually filled with opportunity for first-time buyers. David exposes how media headlines overlook improving buyer conditions — like falling interest rates, more flexible credit score requirements, and the quiet rise of new inventory.

You’ll also get clarity on why ultra-low rates aren’t coming back, how to read between the lines of housing data, and what recent buyer wins say about your chances. If you’re prepping to buy in 2025 or 2026, this is the episode that shows you where the opportunity really is.

“Flat and stagnant isn’t sexy for homeowners — but it’s a dream for you.”

Highlights

• Why “bad” real estate news is actually good for buyers
• How today’s media frames the market from a homeowner’s perspective
• Updates on credit score flexibility and lender shifts in late 2025
• Signs that interest rates may be stabilizing or easing
• Real stories of first-time buyers winning in today’s market
• The truth about inventory and what’s changing with new builds
• How to read housing headlines with a buyer’s lens, not a seller’s
• Encouragement for listeners coming off the 10-step educational series (Ep 400–410)

Referenced Episodes

• Episodes 400–410: The Complete “How to Buy a Home” 10-Step Starter Series
• 355 - Real Answers Pt 4: Should I Rent or Buy in 2025?
• 391 - New Build Inventory & Incentives - Late Summer Promo 2025
• 180 - Online Mortgage Calculators Are GARBAGE - Here’s Why
• 383 - 2025 Crucial Housing Market Shift Pt 2: Sales, Inventory & Affordability

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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