Today on the podcast, we welcome back Dana Anspach. Dana’s the author of a new book about retirement called Living Off Your Acorns: Your Guide to the Four Phases of Retirement. This is her third book. Earlier books are Control Your Retirement Destiny and Social Security Sense. Dana is also founder and CEO of the financial planning firm Sensible Money, based in Scottsdale, Arizona, and she has been practicing as a financial planner since 1995. In addition, Dana’s the author of the lecture series, How to Plan for the Per...
Today on the podcast, we welcome back Dana Anspach. Dana’s the author of a new book about retirement called Living Off Your Acorns: Your Guide to the Four Phases of Retirement. This is her third book. Earlier books are Control Your Retirement Destiny and Social Security Sense. Dana is also founder and CEO of the financial planning firm Sensible Money, based in Scottsdale, Arizona, and she has been practicing as a financial planner since 1995. In addition, Dana’s the author of the lecture series, How to Plan for the Perfect Retirement, available on The Great Courses, and she has been blogging about her own retirement journey on The Retirement Manifesto website.
Episode Highlights
00:00:00 The “Pre-Go” Phase, Unplanned Early Retirement, and Working Longer
00:10:19 “Retirement Red Zone” Risks, Two-Bucket Strategy, and Building a Bond Ladder
00:17:34 Balancing Guaranteed Income and Annuities
00:21:54 TIPS, Cash Flow Projections, and Getting Comfortable Spending
00:31:33 Strategies for Long-Term Care
00:36:19 Planning the Transition to Retirement
00:40:34 Estimating Longevity, Lost Decade Potential, and Inflation Risk
00:46:11 Minimizing Taxes and Mitigating Financial Fraud Risk
More From Morningstar
Dana Anspach and Fritz Gilbert: ‘This Is What a Joyful Retirement Could Feel Like’
Adam Grossman: Asset Allocation Is an Investor’s Best Defense
Bill Bengen: ‘Inflation Is the Greatest Enemy of Retirees’
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