DCA vs. Lump Sum, Not Trusting SCV, Maximizing Roth, Moving From Ultimate B/H to Smaller Portfolio and More

2024-09-04

Paul starts the podcast talking about the upcoming Boglehead Conference (Sept.27-29) in Minneapolis. The following link lists the speakers and topics. https://boglecenter.net/2024conference/ Q1: Should I invest $300,000 inheritance all at once or dollar cost average? 02:23 Q2: If SCV is such a great asset class why do the companies all have such low P/E ratios? 8:06 Q3: Given that our Roth IRAs have unlimited investment options how should we approach investing in our Roth accounts to best compl...

Paul starts the podcast talking about the upcoming Boglehead Conference (Sept.27-29) in Minneapolis. The following link lists the speakers and topics. https://boglecenter.net/2024conference/

Q1: Should I invest $300,000 inheritance all at once or dollar cost average? 02:23

Q2: If SCV is such a great asset class why do the companies all have such low P/E ratios? 8:06

Q3: Given that our Roth IRAs have unlimited investment options how should we approach investing in our Roth accounts to best complement the life cycle funds in our 401k? 21:54

Q4: Should we invest our IRA contributions the first of the year or dollar cost average over the year? 24:56

Q5: I’m 70 and am considering a combination of the 2040 target date fund and small cap value. How much should be in each? 26:34

Q6: Been in Ultimate Buy and Hold since 2013. I’m thinking about simplifying by using 2 or 4 fund portfolios. What are the pros and cons of change? ⁠Recommended reviewing.⁠ 29:37

Q7: Can I still rollover regular IRAs into Roth now that I am retired? ⁠Recommended reading.⁠ 35:50

Q8: As a risk reducer to equities can I use T-Bills and money market funds rather than any kind of bonds. 37:35

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