Build Wealth with Banks’ Money: Creative Financing & Credit Stacking Strategies

Today’s episode is packed with inspiration and practical strategies as we welcome Brandon Elliott, a self-made real estate investor with a journey unlike any other. Brandon is the founder of Credit Counsel Elite, and his story takes us from a childhood of scarcity, through dangerous setbacks, and ultimately to financial freedom. After surviving a life-altering explosion, Brandon transformed his mindset and set out to master the art of leveraging banks’ money—what he calls “OBM: Other Banks’ Money”—to build an impressive $14 million real estate portfolio and generate over $50,000 per month in income.

Brandon hasn’t followed a conventional path to wealth, and certainly not the Dave Ramsey approach. Instead, he’s used creative financing, strategic credit stacking, and under-the-radar banking strategies to make capital available and accelerate his investments—without relying solely on his own savings or high-interest options. His mission now is to help other business owners, real estate investors, and entrepreneurs learn the “rules of the game” that banks use, so they too can tap into life-changing funding opportunities.

In this episode, Brandon shares the real-life lessons that took him from financial rock bottom to thriving success. You’ll hear actionable insights and step-by-step advice for creating capital out of seemingly thin air.

In this episode, we discuss:

1. Brandon's journey from hardship to financial independence

2. Creative ways to leverage credit and bank relationships to generate investment capital

3. The fundamentals of the BRRRR strategy and credit stacking

4. Actionable tips for building strong credit profiles and accessing zero-percent bank funding

Click here to learn more: https://pantheoninvest.com/episode186